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1207 Cardinal Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 1207 Cardinal Rd, Murphy, NC 28906 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1993
Square Footage1,344 sqft Heated Area
Lot Size25,700 sqft (0.59 acres)
Last Sale$215,000 (2024)
Tax Bill$1,097.00 (2025)

Property Details

APN / Parcel Number

Primary APN458220709874000
Alternative APNs
  • 55470
  • 61968

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,344 sqft Heated Area
Gross Area2,028 sqft Gross Area
1st Floor1,036 sqft 1st Floor
Upper Floors308 sqft Upper Floors
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructurePlaster Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialWood Siding Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area25,700 sqft (0.59 acres)
Depth X Width250 ft x 105 ft Depth x Width
Deck Area684 sqft Deck
TopographyMountain Topography

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number61968
Street Address1207 CARDINAL RD
CityMURPHY
StateNC
Zip28906-3269
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 6 SMOKERISE 1689/531 B/47D
Legal SubdivisionSMOKERISE SUBDIVISION
Legal Lot Number6
JurisdictionCHEROKEE NC
Minor Civil DivisionMURPHY
Census Blockgroup3
Census Block3006
Census Tract930502

Owner

Source: Cherokee County records · APN 458220709874000

Assessment roll updated October 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4709 COPPER CANYON BLVD, VALRICO, FL 33594-9317
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2024Warranty Deed, Transfer · Conventional Mortgage
NAVY FCU
Aug 26, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
INTERCONTINENTAL CAPITAL GROUP INC
Dec 03, 2018Warranty Deed, Transfer · Conventional Mortgage
CORRIDOR MORTGAGE GROUP INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 10, 2024 · Amount on Record
Deed SaleJan 10, 2024 · Amount on Record
Prior SaleDec 03, 2018 · Amount on Record
Deed Doc Number2024148
Deed Book / Page1749 / 808
Prior Transfer DateAug 21, 2021
Prior Transfer Doc1689/531
Record RefreshedJun 08, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateJan 10, 2024
Property Address1207 CARDINAL RD, MURPHY, NC 28906-3269
Document Number001749/808
Book / Page1749 / 808
Instrument DateJan 08, 2024
Instrument148
Transaction TypeTransfer
Record UpdatedFeb 29, 2024

Transaction

AmountAmount Recorded
Tax$430.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3105 SUNNY POINT RD, MURPHY, NC 28906-7251

Transferred To (Grantee/Buyer)

NameVerified Name
Address4709 COPPER CANYON BLVD, VALRICO, FL 33594-9317

Mortgage

Document Number0000000149
DateJan 10, 2024
Instrument149
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2054
Interest
Rate TypeAdjustable Rate
Rate5.5%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Min Rate At Change3.5%
Max Rate At Change7.5%
Index5-Year CMT
Margin2
Max Rate10.5%

Mortgage

Document Number001749/811
DateJan 10, 2024
Book Page1749/811
Instrument149
Lender
NameNAVY FCU
TypeCredit Union
Address820 FOLLIN LN SE, VIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2054
Interest
Rate TypeAdjustable Rate
Rate5.5%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateFeb 01, 2027
Min Rate At Change3.5%
Max Rate At Change7.5%
Index5-Year CMT
Margin2
Max Rate10.5%

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHEROKEE NC
Recording DateAug 26, 2021
Property Address1207 CARDINAL RD, MURPHY, NC 28906-3269
Document Number1689/531
Book / Page1689 / 531
Instrument DateAug 21, 2021
Instrument5703
Transaction TypeTransfer
Record UpdatedSep 15, 2021
Title CompanyNATIONWIDE TITLE CLEARING INC, NATIONWIDE TTL CLEARING INC

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1207 CARDINAL RD, MURPHY, NC 28906-3269

Mortgage

Document Number1689534
DateAug 26, 2021
Instrument1689/534
Lender
NameINTERCONTINENTAL CAPITAL GROUP INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueSep 01, 2046

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateDec 03, 2018
Property Address1207 CARDINAL RD, MURPHY, NC 28906-3269
Document Number01602/0012
Book / Page01602 / 0012
Instrument DateOct 23, 2018
Instrument05788
Transaction TypeTransfer
Record UpdatedAug 13, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$300.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1397 PEABODY AVE, 1397, MEMPHIS, TN 38104-3637

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1207 CARDINAL RD, MURPHY, NC 28906-3269

Mortgage

Document Number05789
DateDec 03, 2018
Instrument05789
Lender
NameCORRIDOR MORTGAGE GROUP INC
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2049

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,097.00$142,860 (-)$142,860 (-) Land $39,000 Building $103,860
2023$142,860$142,860 Land $39,000 Building $103,860

Flood & Wildfire

1207 Cardinal Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Cherokee County (37039C), updated February 5, 2020

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
52nd percentile of exposed land nationally · 74th in North Carolina
Wildfire LikelihoodModerate — about 1 in 980 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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