1125 Cardinal Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 1125 Cardinal Rd, Murphy, NC 28906 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,228 sqft · built 1994
Lot Size	0.96 acres (41,818 sqft)
Owner	2 Individual Names on File
Last Sale	$107,000 (Aug 2002)
Tax Bill	$1,683 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`458220813249000`

Property Details

APN / Parcel Number

Primary APN	`458220813249000`
Alternative APN	`39427`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,228 sqft Heated Area
Gross Area	3,198 sqft
1st Floor Area	1,796 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2000
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	41,818 sqft (0.96 acres)
Lot Dimensions	205 ft deep x 581 ft wide
Terrain	Mountain
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	480 sqft
Deck Area	490 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	39427
Street Address	1125 CARDINAL RD
City	MURPHY
State	NC
Zip	28906-3298
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 SMOKERISE 990/605 B/47D
Legal Lot Number	1
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	3
Census Block	3006
Census Tract	930502

Owner

Source: Cherokee County records · APN 458220813249000

Assessment roll updated October 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1125 CARDINAL RD, MURPHY, NC 28906-3298
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 01, 2002 · Amount on Record
Deed Sale	Aug 01, 2002 · Amount on Record
Deed Book / Page	990 / 605
Last Transfer Date	Apr 14, 2014
Transfer Doc	1487/1034
Record Updated	Jun 08, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	1125 CARDINAL RD, MURPHY, NC 28906-3298
Transaction Type	Mortgage
Record Updated	Dec 01, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 05214
Date	Nov 08, 2017
Book Page	01573/0771
Instrument	05214

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,683.00	$225,460 (-)	$225,460 (-) Land $39,000 Building $186,460
2023		$225,460	$225,460 Land $39,000 Building $186,460

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	About 1 in 980 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.