1204 Cardinal Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 1204 Cardinal Rd, Murphy, NC 28906 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 2007
Square Footage	1,266 sqft Heated Area
Lot Size	54,450 sqft (1.25 acres)
Last Sale	$352,500 (2024)
Tax Bill	$1,412.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`458220718134000`
Alternative APNs	`33328` `58143` `63237`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,266 sqft Heated Area
Gross Area	2,822 sqft Gross Area
1st Floor	882 sqft 1st Floor
Basement Area	546 sqft Basement
Finished Basement	546 sqft Finished
Unfinished Basement	546 sqft Unfinished
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2007
Exterior Material	Wood Siding Exterior
Roof Construction	Cathedral/Clerestory Roof Construction
Roof Material	Asphalt Roof
Lot Area	54,450 sqft (1.25 acres)
Depth X Width	440 ft x 123 ft Depth x Width
Deck Area	738 sqft Deck
Porch Area	272 sqft Porch
Topography	Mountain Topography

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	63237
Street Address	1204 CARDINAL RD
City	MURPHY
State	NC
Zip	28906-3269
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 5 TR 8 TARHEEL PROP 1717/1220
Legal Phase	1717
Legal Tract	8
Legal Lot Number	5
Jurisdiction	CHEROKEE NC
Minor Civil Division	MURPHY
Census Blockgroup	3
Census Block	3002
Census Tract	930502

Owner

Source: Cherokee County records · APN 458220718134000

Assessment roll updated October 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	207 CASSIDY WAY, POOLER, GA 31322-6602
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 19, 2024 · Amount on Record
Deed Sale	Jul 19, 2024 · Amount on Record
Prior Sale	Aug 02, 2022 · Amount on Record
Deed Doc Number	20243547
Deed Book / Page	1760 / 976
Prior Transfer Date	Sep 09, 2010
Prior Transfer Doc	1403/0244
Record Refreshed	Jun 08, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Aug 02, 2022
Property Address	1204 CARDINAL RD, MURPHY, NC 28906-3269
Document Number	01717/1220
Book / Page	1717 / 1220
Instrument Date	Jun 27, 2022
Instrument	5062
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	639 FAIRWAY AVE NE, 639, FORT WALTON BEACH, FL 32547-1750

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1204 CARDINAL RD, MURPHY, NC 28906-3269

Mortgage

Document Number	0017171223
Date	Aug 02, 2022
Instrument	1717/1223

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,412.00	$187,230 (-1.47%)	$187,230 (-1.47%) Land $26,000 Building $161,230
2023		$190,030	$190,030 Land $26,000 Building $164,030

Flood & Wildfire

1204 Cardinal Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Cherokee County (37039C), updated February 5, 2020

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 52nd percentile of exposed land nationally · 74th in North Carolina
Wildfire Likelihood	Moderate — about 1 in 980 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.