12051 School Rd, Saucier, MS 39574 Property Records

Harrison County property record for 12051 School Rd, Saucier, MS 39574

Property Summary

Property TypeSingle Family Home
Details2,452 sqft · built 2021
Lot Size3.4 acres (148,104 sqft)
OwnerIndividual Name on Record
Tax Bill$2,598 (2025)
Deeds & MortgagesJul 2022 Mortgage
Aug 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0903-13-054.002

Property Details

APN / Parcel Number

Primary APN0903-13-054.002
Alternative APN
  • 145142

Interior

Building Area2,452 sqft Adjusted Area
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialMetal
Lot Area148,104 sqft (3.4 acres)
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number145142
Street Address12051 SCHOOL RD
CitySAUCIER
StateMS
Zip39574-8762
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description3.4 AC LOT 2 WOODS SUB PH 4 -AMENDED, THE
Legal Range11
Legal Township05
Legal Section13
Legal SubdivisionWOODS SUB PH 4 -AMENDED
Legal Phase4
Legal Lot Number2
JurisdictionHARRISON MS
Township / Civil Division5
Census Block Group2
Census Block2041
Census Tract3408

Owner

Source: Harrison County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing AddressPO BOX 3599, GULFPORT, MS 39505-3599
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 5, 2022Deed of Trust, Mortgage · Conventional Mortgage
GULF COAST COMMUNITY FCU
Aug 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
GULF COAST COMMUNITY FCU
Sep 29, 2020Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 29, 2020
Deed SaleSep 29, 2020
Deed Document Number2020-0012455-D-J1
Record UpdatedJun 8, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISON MS
Property Address12051 SCHOOL RD, SAUCIER, MS 39574-8762
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20220016907TJ1
DateJul 5, 2022
Instrument2022-0016907-T-J1
Lender
NameGULF COAST COMMUNITY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term84 Months
DueAug 1, 2029
Interest
Rate TypeFixed Rate

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISON MS
Property Address12051 SCHOOL RD, SAUCIER, MS 39574-8762
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20210010474TJ1
DateAug 17, 2021
Instrument2021-0010474-T-J1
Lender
NameGULF COAST COMMUNITY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051
Interest
Rate TypeFixed Rate

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRISON MS
Recording DateSep 29, 2020
Property Address12051 SCHOOL RD, SAUCIER, MS 39574-8762
Document Number20200012455DJ1
Map ReferencePB 58 PG 45
Instrument DateSep 25, 2020
Instrument2020-0012455-D-J1
Transaction TypeTransfer
Record UpdatedAug 16, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14270 CREOSOTE RD, 14270, GULFPORT, MS 39503-4298

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
AddressPO BOX 3599, GULFPORT, MS 39505-3599

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyHarrison County
Unified School DistrictHarrison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,598.00 (+7.58%) Homeowner's exemption Disabled Person's exemption$30,693 (+6.49%)$306,936 (+6.49%) Land $67,243 Building $239,693
2024$2,415.00 (-0.66%)
2023$2,431.00 (-40.81%) Homeowner's exemption Disabled Person's exemption$28,823$288,225 Land $61,130 Building $227,095
2022$4,107.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 81% of the US · above 97% of Mississippi
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CoastConnect
Fiber
2,000 / 1,000
AT&T
Fiber
1,000 / 1,000
C Spire Wireless
Fixed Wireless
100 / 20

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