12051 Rd 418, Union, MS 39365 Property Records

Neshoba County property record for 12051 Rd 418, Union, MS 39365

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,331 sqft · built 1977
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Tax Bill	$404 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Dec 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11900-03-019.000`

Property Details

APN / Parcel Number

Primary APN	`11900-03-019.000`
Alternative APN	`14150`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,331 sqft Living Area
1st Floor Area	1,176 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Utility Building	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	14150
Street Address	12051 ROAD 418
City	UNION
State	MS
Zip	39365-6631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A LOT IN E 1/2 SE 1/4 NW 1/4 N OF RD & A LOT IN W 1/2 SW 1/4 NE 1/4 N OF RD
Legal Range	11E
Legal Township	09N
Legal Section	03
Jurisdiction	NESHOBA MS
Township / Civil Division	4
Census Block Group	3
Census Block	3035
Census Tract	10700

Owner

Source: Neshoba County records, as of April 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12051 ROAD 418, UNION, MS 39365-6631
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2023	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK OF PHILADELPHIA
Dec 7, 2023	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK OF PHILADELPHIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 7, 2014
Transfer Doc	02014/3562
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	12051 ROAD 418, UNION, MS 39365-6631
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02023/8151
Date	Dec 7, 2023
Book Page	2023/8151
Instrument	2023-8151

Lender

Name	CITIZENS BANK OF PHILADELPHIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 7, 2053

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NESHOBA MS
Recording Date	Dec 7, 2023
Property Address	12051 ROAD 418, UNION, MS 39365-6631
Document Number	02023/4485
Book / Page	2023 / 4485
Instrument Date	Dec 7, 2023
Instrument	2023-4485
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12051 ROAD 418, UNION, MS 39365-6631

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12051 ROAD 418, UNION, MS 39365-6631

Mortgage

Document Number	0020238151
Date	Dec 7, 2023
Instrument	2023/8151

Lender

Name	CITIZENS BANK OF PHILADELPHIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 7, 2053

Tax Assessment & Valuation

Source: Neshoba County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Neshoba County
Unified School District	Neshoba County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$404.00 (-1.46%) Homeowner's exemption	$6,239 (+10.17%)	$62,390 (+10.17%) Land $7,300 Building $55,090
2024	$410.00
2023		$5,663	$56,630 Land $7,300 Building $49,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH CENTRAL WATER ASSN public/private · serves 12,260 people · EPA ID MS0250022
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2021 Total trihalomethanes resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
C Spire Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rd 418

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