11951 Rd 418, Union, MS 39365 Property Records

Neshoba County property record for 11951 Rd 418, Union, MS 39365

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,444 sqft · built 1977
Lot Size	3.3 acres (143,748 sqft)
Owner	Individual Name on File
Tax Bill	$17 (2023)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`11900-03-024.000`

Property Details

APN / Parcel Number

Primary APN	`11900-03-024.000`
Alternative APN	`14155`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,444 sqft Living Area
1st Floor Area	1,188 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	143,748 sqft (3.3 acres)
Garage Type	Carport
Garage Area	1,080 sqft
Carport	Carport
Carport Area	1,080 sqft
Parking Spaces	4 Parking Spaces
Deck Area	144 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	14155
Street Address	11951 ROAD 418
City	UNION
State	MS
Zip	39365-6629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE 1/4 NW 1/4 N OF RD
Legal Range	11E
Legal Township	09N
Legal Section	03
Jurisdiction	NESHOBA MS
Township / Civil Division	4
Census Block Group	3
Census Block	3035
Census Tract	10700

Owner

11951 Rd 418 is owned and occupied by an individual who acquired it in September 2020.

Source: Neshoba County records, as of October 16, 2025

Owner of Record	Individual Name on File
Mailing Address	11951 ROAD 418, UNION, MS 39365-6629
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK OF PHILADELPHIA
Sep 8, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 4, 2020
Transfer Doc	2020/3935
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	11951 ROAD 418, UNION, MS 39365-6629
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/6695
Date	Aug 2, 2021
Book Page	2021/6695
Instrument	2021-6695

Lender

Name	CITIZENS BANK OF PHILADELPHIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2036

Interest

Rate Type	Fixed Rate

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NESHOBA MS
Recording Date	Sep 8, 2020
Property Address	11951 ROAD 418, UNION, MS 39365-6629
Document Number	2020/3935
Book / Page	2020 / 3935
Instrument Date	Sep 4, 2020
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11951 ROAD 418, 11951, UNION, MS 39365-6629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11951 ROAD 418, UNION, MS 39365-6629

Tax Assessment & Valuation

Source: Neshoba County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Neshoba County
Unified School District	Neshoba County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$6,777	$67,590 Land $7,650 Building $59,940
2023	$17.00 Homeowner's exemption Disabled Person's exemption	$7,655	$76,360 Land $7,680 Building $68,680
2021	$550.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11951 Rd 418 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11951 Rd 418 is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH CENTRAL WATER ASSN public/private · serves 12,260 people · EPA ID MS0250022
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2021 Total trihalomethanes resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
C Spire Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rd 418

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