Santa Cruz County property record for 1205 Roberts Rd, Ben Lomond, CA 95005
| Property Type | Recreational Vacant Land |
|---|---|
| Details | 4 bd · 3 ba · 2,401 sqft · built 1993 |
| Lot Size | 20.8 acres (908,313 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $2,400,000 (Jul 2024) |
| Tax Bill | $28,926 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 079-371-01 |
| Primary APN | 079-371-01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,401 sqft Gross Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2020 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 908,313 sqft |
| Terrain | Steep |
| View / Lot | Mountain |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1205 ROBERTS RD |
|---|---|
| City | BEN LOMOND |
| State | CA |
| Zip | 95005-9472 |
| Property Category | Public Works |
| Property Type | Public Works > Recreational Vacant Land |
| Local Zoning Code | R-1-1AC |
| Legal Subdivision | SAN LORENZO PARK 01 |
| Legal Lot Number | 22-58 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SAN LORENZO VALLEY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 120301 |
1205 Roberts Rd, recreational vacant land, is held in a trust since July 2024.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 155 RODONOVAN DR, SANTA CLARA, CA 95051-6629 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Feb 3, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage STEARNS LENDING LLC |
| Oct 5, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage FIRSTBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2024 · Amount on File |
| Deed Sale | Jul 12, 2024 · Amount on File |
| Prior Sale | Oct 28, 2005 · Amount on File |
| Deed Document Number | 202413120 |
| Prior Transfer Date | Jan 26, 2021 |
| Prior Transfer Doc | 0000006315 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 1205 ROBERTS RD, BEN LOMOND, CA 95005-9472 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG NATIONAL TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000035232 |
|---|---|
| Date | Nov 13, 2019 |
| Instrument | 2019-0035232 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Feb 3, 2021 |
| Property Address | 1205 ROBERTS RD, BEN LOMOND, CA 95005-9472 |
| Document Number | 0000006315 |
| Map Reference | MB 19 PG 17 |
| Instrument Date | Jan 26, 2021 |
| Instrument | 2021-0006315 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1205 ROBERTS RD, BEN LOMOND, CA 95005-9472 |
| Investor | Possibly a Property Investor |
| Document Number | 0000006316 |
|---|---|
| Date | Feb 3, 2021 |
| Instrument | 2021-0006316 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Oct 5, 2020 |
| Property Address | 1205 ROBERTS RD, BEN LOMOND, CA 95005-9472 |
| Document Number | 0000040064 |
| Map Reference | MB 19 PG 17 |
| Instrument Date | Jul 8, 2020 |
| Instrument | 2020-0040064 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | SOLIDIFI |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1205 ROBERTS RD, BEN LOMOND, CA 95005-9472 |
| Investor | Possibly a Property Investor |
| Document Number | 0000040065 |
|---|---|
| Date | Oct 5, 2020 |
| Instrument | 2020-0040065 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | Aug 1, 2035 |
The 2025 property tax bill for 1205 Roberts Rd was $28,926.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,448,000 (+2%) Land $1,836,000 Building $612,000 | ||
| 2025 | $28,926.00 | $2,400,000 Land $1,800,000 Building $600,000 | |
| 2023 | $18,221.00 (+2.29%) | $1,481,820 Land $873,494 Building $608,326 | $1,164,960 |
| 2022 | $17,813.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1205 Roberts Rd in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 20 (1980–2017) |
| Claims Outside the SFHA | 4 of 20 |
| Most Recent Claim | Mar 2017 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1205 Roberts Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 70% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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