McLean County property record for 1205 N Oak St, Normal, IL 61761
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,586 sqft · built 1974 |
| Lot Size | 0.327 acres (14,287 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $169,500 (May 2009) |
| Tax Bill | $5,451 (2024) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-22-302-002 |
| Primary APN | 14-22-302-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,586 sqft Living Area |
| 1st Floor Area | 1,586 sqft |
| Basement Area | 293 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 14,287 sqft (0.327 acres) |
| Lot Dimensions | 157 ft deep x 91 ft wide |
| Garage Area | 495 sqft |
| Porch | Enclosed Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1205 N OAK ST |
|---|---|
| City | NORMAL |
| State | IL |
| Zip | 61761-1424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | 1ST ADDN BEVERLY SUB LOT 9 |
| Legal Range | 02E |
| Legal Township | 24N |
| Legal Section | 22 |
| Legal Subdivision | BEVERLY SUB |
| Legal Lot Number | 9 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | NORMAL |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 106 |
1205 N Oak St is owned and occupied by two individuals who bought it in May 2009.
Source: McLean County records, as of April 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1205 N OAK ST, NORMAL, IL 61761-1424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2009 · Amount on File |
| Deed Sale | May 6, 2009 · Amount on File |
| Deed Document Number | 200913445 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 1205 N OAK ST, NORMAL, IL 61761-1424 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FTC |
| Name | Verified Name |
|---|
| Document Number | 202100001100 |
|---|---|
| Date | Jan 14, 2021 |
| Instrument | 2021-00001100 |
| Name | CEFCU |
|---|---|
| Type | Credit Union |
| Address | PEORIA, IL 61656 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2036 |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Normal Township |
| Municipality | Normal Town |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $79,825 Land $16,913 Building $62,912 | $239,475 Land $50,739 Building $188,736 | |
| 2024 | $5,451.00 (+7.07%) | ||
| 2023 | $5,091.00 | $65,490 Land $13,876 Building $51,614 | $196,470 Land $41,628 Building $154,842 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1205 N Oak St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1205 N Oak St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAL serves 52,736 people · EPA ID IL1130900 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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