1201 N Oak St, Normal, IL 61761 Property Records

McLean County property record for 1201 N Oak St, Normal, IL 61761 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,348 sqft · built 1977
Lot Size	0.304 acres (13,244 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (May 2019)
Tax Bill	$5,984 (2024)
Deeds & Mortgages	Aug 2022 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-22-302-004`

Property Details

APN / Parcel Number

Primary APN	`14-22-302-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,348 sqft Living Area
1st Floor Area	1,348 sqft
Basement Area	676 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	13,244 sqft (0.304 acres)
Lot Dimensions	154 ft deep x 86 ft wide
Garage Area	556 sqft
Porch	Open Frame Porch
Patio Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1201 N OAK ST
City	NORMAL
State	IL
Zip	61761-1424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1ST ADDN BEVERLY SUB LOT 11
Legal Range	02E
Legal Township	24N
Legal Section	22
Legal Subdivision	BEVERLY SUB
Legal Lot Number	11
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	2
Census Block	2003
Census Tract	106

Owner

Source: McLean County records · APN 14-22-302-004

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1201 N OAK ST, NORMAL, IL 61761-1424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2022	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Feb 18, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
May 29, 2019	Warranty Deed, Transfer · ARM CARROLLTON BANK
May 05, 2017	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 29, 2019 · Amount on Record
Deed Sale	May 29, 2019 · Amount on Record
Prior Sale	May 05, 2017 · Amount on Record
Deed Document Number	20198028
Record Updated	Jun 08, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1201 N OAK ST, NORMAL, IL 61761-1424
Transaction Type	Mortgage
Record Updated	Sep 07, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200015507
Date	Aug 30, 2022
Instrument	2022-00015507

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 12, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1201 N OAK ST, NORMAL, IL 61761-1424
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100003790
Date	Feb 18, 2021
Instrument	2021-00003790

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Nov 01, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	May 29, 2019
Property Address	1201 N OAK ST, NORMAL, IL 61761-1424
Document Number	201900008028
Instrument Date	May 23, 2019
Instrument	2019-00008028
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$277.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1201 N OAK ST, NORMAL, IL 61761-1424

Mortgage

Document Number	201900008029
Date	May 29, 2019
Instrument	2019-00008029

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	May 01, 2024
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	11.5%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	May 05, 2017
Property Address	1201 N OAK ST, NORMAL, IL 61761-1424
Document Number	201700007617
Instrument Date	Apr 20, 2017
Instrument	2017-00007617
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1201 N OAK ST, NORMAL, IL 61761-1424

Mortgage

Document Number	201700007618
Date	May 05, 2017
Instrument	2017-00007618

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$86,985 (+21.89%) Land $19,741 Building $67,244	$260,955 (+21.89%) Land $59,223 Building $201,732
2024	$5,984.00 (+6.97%)
2023	$5,594.00	$71,365 Land $16,196 Building $55,169	$214,095 Land $48,588 Building $165,507

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLean County (17113C), updated June 27, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 447 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Metronet Holdings	Fiber	5,120 / 5,120
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Benton Ridge Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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