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1203 N Oak St, Normal, IL 61761 Property Records

McLean County property record for 1203 N Oak St, Normal, IL 61761

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,248 sqft · built 1974
Lot Size0.307 acres (13,330 sqft)
Owner2 Individual Names on File
Last Sale$194,000 (Nov 2020)
Tax Bill$5,102 (2024)
Deeds & MortgagesNov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-22-302-003

Property Details

APN / Parcel Number

Primary APN14-22-302-003

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,248 sqft Living Area
1st Floor Area1,248 sqft
Basement Area1,248 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Exterior MaterialBrick
Roof MaterialAsphalt
Lot Area13,330 sqft (0.307 acres)
Lot Dimensions155 ft deep x 86 ft wide
Garage Area546 sqft
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1203 N OAK ST
CityNORMAL
StateIL
Zip61761-1424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A
Legal Description1ST ADDN BEVERLY SUB LOT 10
Legal Range02E
Legal Township24N
Legal Section22
Legal SubdivisionBEVERLY SUB
Legal Lot Number10
JurisdictionMCLEAN IL
Township / Civil DivisionNORMAL
Census Block Group2
Census Block2003
Census Tract106

Owner

1203 N Oak St is owned and occupied by two individuals who bought it in November 2020.

Source: McLean County records, as of April 8, 2026

Owner of Record2 Individual Names on File
Mailing Address1203 N OAK ST, NORMAL, IL 61761-1424
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 19, 2020 · Amount on File
Deed SaleNov 19, 2020 · Amount on File
Prior SaleMay 17, 2006 · Amount on File
Deed Document Number202025065
Prior Transfer DateJul 18, 2008
Prior Transfer Doc0000003541
Record UpdatedOct 29, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateNov 19, 2020
Property Address1203 N OAK ST, NORMAL, IL 61761-1424
Document Number202000025065
Instrument DateNov 9, 2020
Instrument2020-00025065
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyNOT AVAILABLE, FTC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$291.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1203 N OAK ST, NORMAL, IL 61761-1424

Mortgage

Document Number202000025066
DateNov 19, 2020
Instrument2020-00025066
Lender
NameFIRST STATE MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050
Interest
Rate TypeFixed Rate
Rate2.62%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcLean County
County SubdivisionNormal Township
MunicipalityNormal Town
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$75,131 Land $15,984 Building $59,147$225,393 Land $47,952 Building $177,441
2024$5,102.00 (+7.16%)
2023$4,761.00$61,639 Land $13,113 Building $48,526$184,917 Land $39,339 Building $145,578

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1203 N Oak St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1203 N Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORMAL
serves 52,736 people · EPA ID IL1130900
Water SourceGroundwater
Last State InspectionAug 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

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