Stanislaus County property record for 1205 Kara Ln, Modesto, CA 95355
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,469 sqft · built 1976 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $385,000 (Feb 2026) |
| Tax Bill | $2,342 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Jul 2023 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 068-008-037-000 |
| Primary APN | 068-008-037-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,469 sqft Living Area |
| 1st Floor Area | 1,469 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Width | 100 ft Width |
| View / Lot | Corner |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1205 KARA LN |
|---|---|
| City | MODESTO |
| State | CA |
| Zip | 95355-3520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 BLK 1640 LAKEWOOD GARDENS NO 1 (25M26) |
| Legal Subdivision | LAKEWOOD GARDENS 01 |
| Legal Block | 1640 |
| Legal Lot Number | 10 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 906 |
Source: Stanislaus County assessment roll, as of October 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 1205 KARA LN, MODESTO, CA 95355-3520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Feb 12, 2026 | Grant Deed, Transfer · Conventional Mortgage NEXA MORTGAGE LLC |
| Jul 6, 2023 | Intrafamily Transfer, Transfer · Reverse Mortgage PHH MORTGAGE SERVICES CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 12, 2026 · Amount on Record |
| Deed Sale | Feb 12, 2026 · Amount on Record |
| Deed Document Number | 20268636 |
| Prior Transfer Date | Jun 30, 2023 |
| Prior Transfer Doc | 0000030875 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Feb 12, 2026 |
| Property Address | 1205 KARA LN, MODESTO, CA 95355-3520 |
| Document Number | 0000008636 |
| Map Reference | VOL 25 PG 26 |
| Instrument Date | Feb 11, 2026 |
| Instrument | 2026-0008636 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1205 KARA LN, MODESTO, CA 95355-3520 |
| Document Number | 0000008637 |
|---|---|
| Date | Feb 12, 2026 |
| Instrument | 2026-0008637 |
| Name | NEXA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Jul 6, 2023 |
| Property Address | 1205 KARA LN, MODESTO, CA 95355-3520 |
| Document Number | 0000030875 |
| Map Reference | VOL 22 PG 7 |
| Instrument Date | Jun 30, 2023 |
| Instrument | 2023-0030875 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1205 KARA LN, MODESTO, CA 95355-3520 |
| Document Number | 0000030876 |
|---|---|
| Date | Jul 6, 2023 |
| Instrument | 2023-0030876 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 838 Months |
| Due | May 12, 2093 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.26% |
| Type Change Date | Aug 1, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 13.2% |
Source: Stanislaus County assessment roll, as of October 8, 2025
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Modesto City |
| Elementary School District | Empire Union Elementary School District (KG - 08) |
| Secondary School District | Modesto City High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,342.00 (-4.25%) Homeowner's exemption | $223,669 (+4.04%) Land $74,257 Building $149,412 |
| 2023 | $2,446.00 (+6.72%) Homeowner's exemption | $214,985 Land $71,374 Building $143,611 |
| 2022 | $2,292.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1995–2017) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Jan 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MODESTO serves 218,915 people · EPA ID CA5010010 |
|---|---|
| Water Source | Purchased surface water from MODESTO IRRIGATION DISTRICT |
| Last State Inspection | Jan 2025 |
| Lead | 12 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| ezWave Fixed Wireless | 1,000 / 200 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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