Stanislaus County property record for 1204 Kara Ln, Modesto, CA 95355
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,442 sqft · built 1976 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $146,000 (Jun 2011) |
| Tax Bill | $1,946 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Sep 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 068-008-066-000 |
| Primary APN | 068-008-066-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,442 sqft Living Area |
| 1st Floor Area | 1,442 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Construction Type | Wood |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Width | 70 ft Width |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 142 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1204 KARA LN |
|---|---|
| City | MODESTO |
| State | CA |
| Zip | 95355-3521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | LAKEWOOD GARDENS 01 |
| Legal Block | 3 |
| Legal Lot Number | 15 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 906 |
Source: Stanislaus County records, as of December 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1204 KARA LN, MODESTO, CA 95355-3521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 17, 2025 | Deed of Trust, Mortgage · Conventional Mortgage GENERATIONS HOME LOANS LLC |
| Sep 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SCENIC OAKS FUNDING |
| Nov 8, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage SCENIC OAKS FUNDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2011 · Amount on Record |
| Deed Sale | Jun 14, 2011 · Amount on Record |
| Prior Sale | Dec 29, 2010 · Amount on Record |
| Deed Document Number | 201149264 |
| Last Transfer Date | Nov 1, 2017 |
| Transfer Doc | 0000082658 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 1204 KARA LN, MODESTO, CA 95355-3521 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Title Company | UNKNOWN, AMT TITLE SERVICES CA INC |
| Name | Verified Name |
|---|---|
| Address | 1204 KARA LN, MODESTO, CA 95355-3521 |
| Document Number | 0000062427 |
|---|---|
| Date | Dec 17, 2025 |
| Instrument | 2025-0062427 |
| Name | GENERATIONS HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | MODESTO, CA 95350 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 1204 KARA LN, MODESTO, CA 95355-3521 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2022 |
| Title Company | CYPRESS TITLE CORPORATION |
| Name | Verified Name |
|---|---|
| Address | 1204 KARA LN, MODESTO, CA 95355-3521 |
| Document Number | 0000061940 |
|---|---|
| Date | Sep 15, 2022 |
| Instrument | 2022-0061940 |
| Name | SCENIC OAKS FUNDING |
|---|---|
| Type | Lending Institution |
| Address | MODESTO, CA 95350 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Nov 8, 2017 |
| Property Address | 1204 KARA LN, MODESTO, CA 95355-3521 |
| Document Number | 0000082658 |
| Map Reference | VOL25 PG25 |
| Instrument Date | Nov 1, 2017 |
| Instrument | 2017-0082658 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2022 |
| Title Company | CYPRESS TITLE CORPORATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1204 KARA LN, MODESTO, CA 95355-3521 |
| Document Number | 0000082659 |
|---|---|
| Date | Nov 8, 2017 |
| Instrument | 2017-0082659 |
| Name | SCENIC OAKS FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
Source: Stanislaus County assessment roll, as of October 8, 2025
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Modesto City |
| Elementary School District | Empire Union Elementary School District (KG - 08) |
| Secondary School District | Modesto City High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,946.00 (-5.76%) Homeowner's exemption | $187,037 (+4.04%) Land $44,833 Building $142,204 |
| 2023 | $2,065.00 (+7.16%) Homeowner's exemption | $179,776 Land $43,093 Building $136,683 |
| 2022 | $1,927.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1995–2017) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Jan 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MODESTO serves 218,915 people · EPA ID CA5010010 |
|---|---|
| Water Source | Purchased surface water from MODESTO IRRIGATION DISTRICT |
| Last State Inspection | Jan 2025 |
| Lead | 12 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| ezWave Fixed Wireless | 1,000 / 200 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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