1220 Kara Ln, Modesto, CA 95355 Property Records

Stanislaus County property record for 1220 Kara Ln, Modesto, CA 95355

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,451 sqft · built 1976
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on Record
Last Sale$115,000 (Dec 2000)
Tax Bill$1,797 (2025)
Deeds & MortgagesOct 2017 Mortgage
Jul 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN068-008-070-000

Property Details

APN / Parcel Number

Primary APN068-008-070-000
Alternative APN
  • 0680870

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,451 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Construction TypeWood
Lot Area6,098 sqft (0.139 acres)
Parking Spaces2 Parking Spaces
Patio Area162 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number0680870
Street Address1220 KARA LN
CityMODESTO
StateCA
Zip95355-3521
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLK:1639
Legal SubdivisionLAKEWOOD GARDENS 01
Legal Block1639
JurisdictionSTANISLAUS CA
Township / Civil DivisionMODESTO
Census Block Group3
Census Block3004
Census Tract906

Owner

Source: Stanislaus County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1220 KARA LN, MODESTO, CA 95355-3521
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2017Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jul 31, 2018Intrafamily Transfer, Transfer · FHA Mortgage
BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2000 · Amount on Record
Deed SaleDec 1, 2000 · Amount on Record
Prior SaleMay 28, 2002
Deed Document Number0000102057
Deed Book / Page068
Last Transfer DateJul 31, 2018
Transfer Doc0000052272
Record UpdatedJun 8, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address1220 KARA LN, MODESTO, CA 95355-3521
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000080484
DateOct 31, 2017
Instrument2017-0080484
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term122 Months
DueDec 1, 2027

July 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSTANISLAUS CA
Recording DateJul 31, 2018
Property Address1220 KARA LN, MODESTO, CA 95355-3521
Document Number0000052272
Map ReferenceVOL25 PG26
Instrument DateJul 23, 2018
Instrument2018-0052272
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyPACIFIC COAST TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1220 KARA LN, MODESTO, CA 95355-3521

Mortgage

Document Number0000052274
DateJul 31, 2018
Instrument2018-0052274
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
MunicipalityModesto City
Elementary School DistrictEmpire Union Elementary School District (KG - 08)
Secondary School DistrictModesto City High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$1,797.00 (-6.45%) Homeowner's exemption$173,262 (+4.04%) Land $52,725 Building $120,537
2023$1,921.00 (+7.38%) Homeowner's exemption$166,536 Land $50,679 Building $115,857
2022$1,789.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims4 (1995–2017)
Claims Outside the SFHA3 of 4
Most Recent ClaimJan 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MODESTO
serves 218,915 people · EPA ID CA5010010
Water SourcePurchased surface water from MODESTO IRRIGATION DISTRICT
Last State InspectionJan 2025
Lead12 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Ayera Technologies
Fixed Wireless
1,000 / 500
ezWave
Fixed Wireless
1,000 / 200
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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