Lorain County property record for 1195 E River St, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1927 |
| Square Footage | 1,200 sqft Living Area |
| Lot Size | 35,719 sqft (0.819 acres) |
| Garage | Detached, 1,228 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $4,119.00 (2025) |
| Primary APN | 06-25-085-102-016 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,200 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Exterior Material | Brick Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Lot Area | 35,719 sqft (0.819 acres) |
| Depth X Width | 358 ft x 100 ft Depth x Width |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 1,228 sqft Garage |
| Deck Area | 300 sqft Deck |
|---|---|
| Patio Area | 200 sqft Patio |
| Porch | Open Porch |
| Porch Area | 70 sqft Porch |
| Canopy Area | 200 sqft Canopy |
| Cooling System | Central Cooling |
|---|
| Street Address | 1195 E RIVER ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-6057 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CITY/MUNI/TWP:ELYRIA CITY |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 3 |
| Census Block | 3003 |
| Census Tract | 71100 |
Source: Lorain County records · APN 06-25-085-102-016
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1191 E RIVER ST, ELYRIA, OH 44035-6057 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 03, 2021 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| May 17, 2021 | Intrafamily Transfer, Transfer REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | May 17, 2021 |
| Transfer Doc | 0000818211 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1195 E RIVER ST, ELYRIA, OH 44035-6057 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1195 E RIVER ST, ELYRIA, OH 44035-6057 |
| Document Number | 0000847618 |
|---|---|
| Date | Nov 03, 2021 |
| Instrument | 2021-0847618 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 17, 2021 |
| Property Address | 1195 E RIVER ST, ELYRIA, OH 44035-6057 |
| Document Number | 0000818211 |
| Instrument Date | Apr 19, 2021 |
| Instrument | 2021-0818211 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2023 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 1195 E RIVER ST, ELYRIA, OH 44035-6057 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,119.00 (+14.7%) | $87,440 (+32.72%) Land $19,650 Building $67,790 | $249,810 (+32.71%) Land $56,130 Building $193,680 |
| 2023 | $3,591.00 (+0.39%) | $65,885 (+0.01%) Land $17,133 Building $48,752 | $188,240 (-) Land $48,950 Building $139,290 |
| 2022 | $3,577.00 | $65,880 Land $17,130 Building $48,750 | |
| 2021 | $188,240 Land $48,950 Building $139,290 |
1195 E River St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 3rd percentile of exposed land nationally · 15th in Ohio |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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