1205 E Reed St, Red Oak, IA 51566 Property Records

Montgomery County property record for 1205 E Reed St, Red Oak, IA 51566 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms3 Baths
Year BuiltBuilt 1938
Square Footage1,598 sqft Living Area
Lot Size7,200 sqft (0.165 acres)
OccupancyOwner Occupied
Last Sale$123,000 (2021)
Tax Bill$3,342.00 (2024)

Property Details

APN / Parcel Number

Primary APN600628278024000

Interior

Bedrooms2 Beds
Full Baths3 Baths
Partial Baths2 Partial Baths
Total Rooms7 Rooms
Building Area1,598 sqft Living Area
1st Floor940 sqft 1st Floor
Basement Area940 sqft Basement
Finished Basement350 sqft Finished
Stories2 Stories
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace

Exterior

Year BuiltBuilt 1938
Exterior MaterialVinyl Exterior
Construction TypeFrame Construction
Foundation TypeBlock Foundation
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area7,200 sqft (0.165 acres)
Depth X Width120 ft x 60 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area264 sqft Garage
Patio Area617 sqft Patio

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address1205 E REED ST
CityRED OAK
StateIA
Zip51566-2531
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHAYES ADD LT 10 BLK 2
Legal Block2
Legal Lot Number10
JurisdictionMONTGOMERY IA
Minor Civil DivisionRED OAK
Census Blockgroup3
Census Block3005
Census Tract960200

Owner

Source: Montgomery County records · APN 600628278024000

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1205 E REED ST, RED OAK, IA 51566-2531
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 03, 2021 · Amount on Record
Deed SaleNov 03, 2021 · Amount on Record
Deed Doc Number2021-1948
Record RefreshedJun 08, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY IA
Property Address1205 E REED ST, RED OAK, IA 51566-2531
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02021/1949
DateNov 05, 2021
Book Page2021/1949
Instrument2021 1949
Lender
NameUSDA
TypeGovernment Agency
Agreement
TypeUnited States Department of Agriculture (USDA) Mortgage
AmountAmount Recorded
Term396 Months
DueNov 04, 2054
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateIowa
CountyMontgomery County
MunicipalityRed Oak City
Unified School DistrictRed Oak Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$153,470 (+7.77%) Land $12,000 Building $141,470$153,470 (+7.77%) Land $12,000 Building $141,470
2024$3,342.00 (+30.04%)
2023$142,410 Land $9,000 Building $133,410$142,410 Land $9,000 Building $133,410
2022$2,570.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (19137C), updated May 1, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E Reed St

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