1203 E Reed St, Red Oak, IA 51566 Property Records

Montgomery County property record for 1203 E Reed St, Red Oak, IA 51566 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1927
Square Footage	1,429 sqft Living Area
Lot Size	7,200 sqft (0.165 acres)
Occupancy	Owner Occupied
Last Sale	$90,000 (2020)
Tax Bill	$2,108.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`600628278023000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Partial Baths	2 Partial Baths
Total Rooms	6 Rooms
Building Area	1,429 sqft Living Area
1st Floor	936 sqft 1st Floor
Attic Area	493 sqft Attic
Attic	1 Attic
Basement Area	936 sqft Basement
Game Room	Game Room
Stories	1 Stories
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Exterior Material	Wood Shingle Exterior
Construction Type	Frame Construction
Foundation Type	Block Foundation
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	7,200 sqft (0.165 acres)
Depth X Width	120 ft x 60 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	372 sqft Garage
Deck Area	225 sqft Deck
Patio Area	140 sqft Patio

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	1203 E REED ST
City	RED OAK
State	IA
Zip	51566-2531
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HAYES ADD LT 9 BLK 2
Legal Block	2
Legal Lot Number	9
Jurisdiction	MONTGOMERY IA
Minor Civil Division	RED OAK
Census Blockgroup	3
Census Block	3005
Census Tract	960200

Owner

Source: Montgomery County records · APN 600628278023000

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	1203 E REED ST, RED OAK, IA 51566-2531
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 28, 2020 · Amount on Record
Deed Sale	Feb 28, 2020 · Amount on Record
Deed Doc Number	2020-585
Deed Book / Page	2013 / 0267
Prior Transfer Date	Feb 13, 2013
Prior Transfer Doc	2013 0267
Record Refreshed	Jun 08, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY IA
Recording Date	Apr 01, 2020
Property Address	1203 E REED ST, RED OAK, IA 51566-2531
Document Number	2020/585
Book / Page	2020 / 585
Instrument Date	Feb 28, 2020
Instrument	585
Transaction Type	Transfer
Record Updated	Sep 07, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1203 E REED ST, RED OAK, IA 51566-2531

Mortgage

Document Number	586
Date	Apr 01, 2020
Instrument	586

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Montgomery County
Municipality	Red Oak City
Unified School District	Red Oak Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$122,570 (+22.51%) Land $12,000 Building $110,570	$122,570 (+22.51%) Land $12,000 Building $110,570
2024	$2,108.00 (+34.27%)
2023		$100,050 Land $9,000 Building $91,050	$100,050 Land $9,000 Building $91,050
2022	$1,570.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (19137C), updated May 1, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.