1204 E Reed St, Red Oak, IA 51566 Property Records

Montgomery County property record for 1204 E Reed St, Red Oak, IA 51566 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 936 sqft · built 1920
Lot Size	0.148 acres (6,450 sqft)
Owner	Individual Name on File
Last Sale	$42,000 (Aug 2010)
Tax Bill	$1,468 (2024)
Deeds & Mortgages	Aug 2010 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`600628281009000`

Property Details

APN / Parcel Number

Primary APN	`600628281009000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	936 sqft Living Area
Basement Area	936 sqft Basement
Stories	1 Story
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,450 sqft (0.148 acres)
Lot Dimensions	150 ft deep x 43 ft wide
Parking Spaces	2 Parking Spaces
Garage Type	Detached
Garage Area	440 sqft Garage
Porch	Enclosed Porch
Porch Area	40 sqft Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	1204 E REED ST
City	RED OAK
State	IA
Zip	51566-2532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SD LT 1 LT 6 SE NE E 42.5' SL 7
Legal Lot Number	1,6
Jurisdiction	MONTGOMERY IA
Township / Civil Division	RED OAK
Census Block Group	3
Census Block	3004
Census Tract	960200

Owner

Source: Montgomery County records · APN 600628281009000

Assessment roll updated May 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1204 E REED ST, RED OAK, IA 51566-2532
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 20, 2010 · Amount on Record
Deed Sale	Aug 20, 2010 · Amount on Record
Deed Document Number	0331 0648
Deed Book / Page	0331 / 0648
Record Updated	Jun 08, 2026

August 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY IA
Recording Date	Aug 20, 2010
Property Address	1204 E REED ST, RED OAK, IA 51566-2532
Document Number	00331/0648
Book / Page	0331 / 0648
Instrument Date	Aug 18, 2010
Instrument	0331 0648
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$66.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1204 E REED ST, RED OAK, IA 51566-2532

Mortgage

Document Number	0003310651
Date	Aug 20, 2010
Instrument	0331 0651

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Aug 20, 2043

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated May 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Montgomery County
Municipality	Red Oak City
Unified School District	Red Oak Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$61,710 (-1.31%) Land $9,200 Building $52,510	$61,710 (-1.31%) Land $9,200 Building $52,510
2024	$1,468.00 (+15.59%)
2023		$62,530 Land $6,900 Building $55,630	$62,530 Land $6,900 Building $55,630
2022	$1,270.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (19137C), updated May 1, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.