1205 E Oakland Ave, Bloomington, IL 61701 Property Records

McLean County property record for 1205 E Oakland Ave, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,419 sqft · built 1925
Lot Size	0.152 acres (6,617 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,500 (Dec 2025)
Tax Bill	$3,453 (2024)
Deeds & Mortgages	Feb 2019 Mortgage Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-10-104-003`

Property Details

APN / Parcel Number

Primary APN	`21-10-104-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,419 sqft Living Area
Gross Area	1,539 sqft
1st Floor Area	1,016 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	6,617 sqft (0.152 acres)
Lot Dimensions	120 ft deep x 54 ft wide
View / Lot	Lake Front
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Frame Porch
Deck Area	80 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1205 E OAKLAND AVE
City	BLOOMINGTON
State	IL
Zip	61701-5525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	WARNER & CARTERS RE-SURVEY BLK 1 PARADISE ADD LOT 4
Legal Range	02E
Legal Township	23N
Legal Section	10
Legal Subdivision	PARADISE ADD
Legal Block	1
Legal Lot Number	4
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	3
Census Block	3004
Census Tract	5800

Owner

Source: McLean County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1205 E OAKLAND AVE, BLOOMINGTON, IL 61701-5525
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2019	Deed of Trust, Mortgage · Commercial Mortgage BUSEY BANK
Dec 23, 2025	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Dec 5, 2019	Warranty Deed, Transfer · VA Mortgage FIRST STATE MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2025 · Amount on Record
Deed Sale	Dec 23, 2025 · Amount on Record
Prior Sale	Dec 5, 2019 · Amount on Record
Deed Document Number	202518376
Record Updated	Sep 20, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1205 E OAKLAND AVE, BLOOMINGTON, IL 61701-5525
Transaction Type	Mortgage
Record Updated	Jan 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900001737
Date	Feb 6, 2019
Instrument	2019-00001737

Lender

Name	BUSEY BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Change Frequency	Monthly

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Dec 23, 2025
Property Address	1205 E OAKLAND AVE, BLOOMINGTON, IL 61701-5525
Document Number	202500018376
Instrument Date	Dec 7, 2025
Instrument	2025-00018376
Transaction Type	Transfer
Record Updated	Jan 2, 2026
Title Company	UNKNOWN, FTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1205 E OAKLAND AVE, BLOOMINGTON, IL 61701-5525

Mortgage

Document Number	202500018377
Date	Dec 23, 2025
Instrument	2025-00018377

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.5%

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Dec 5, 2019
Property Address	1205 E OAKLAND AVE, BLOOMINGTON, IL 61701-5525
Document Number	201900020146
Instrument Date	Nov 27, 2019
Instrument	2019-00020146
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$160.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 E OAKLAND AVE, BLOOMINGTON, IL 61701-5525

Mortgage

Document Number	201900020147
Date	Dec 5, 2019
Instrument	2019-00020147

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$52,452 (+7.94%) Land $13,510 Building $38,942	$157,356 (+7.94%) Land $40,530 Building $116,826
2024	$3,453.00 (+10.71%)	$48,595 (+12.18%) Land $12,516 Building $36,079	$145,785 (+12.18%) Land $37,548 Building $108,237
2023	$3,119.00	$43,320 Land $11,157 Building $32,163	$129,960 Land $33,471 Building $96,489

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Watch TV.

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