Orange County property record for 1205 Charco, San Clemente, CA 92673
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,480 sqft · built 1984 |
| Lot Size | 0.26 acres (11,310 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $672,000 (Feb 2014) |
| Tax Bill | $8,329 (2025) |
| Deeds & Mortgages | Apr 2021 Transfer Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 678-021-16 |
| Primary APN | 678-021-16 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,480 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Lot Area | 11,310 sqft (0.26 acres) |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating Fuel | Gas |
|---|
| Street Address | 1205 CHARCO |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92673-3552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 11958 BLK LOT 29 |
| Legal Subdivision | TRACT 11958 |
| Legal Tract | 11958 |
| Legal Lot Number | 29 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 42111 |
Source: Orange County records, as of August 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1205 CHARCO, SAN CLEMENTE, CA 92673-3552 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 15, 2021 | Intrafamily Transfer, Transfer BNT TITLE COMPANY OF CA |
| Apr 6, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage JC FINANCIAL SOLUTIONS INC |
| Dec 24, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 14, 2014 · Amount on Record |
| Deed Sale | Feb 14, 2014 · Amount on Record |
| Prior Sale | Apr 18, 2005 · Amount on Record |
| Deed Document Number | 201461223 |
| Last Transfer Date | Apr 12, 2021 |
| Transfer Doc | 0000253512 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Apr 15, 2021 |
| Property Address | 1205 CHARCO, SAN CLEMENTE, CA 92673-3552 |
| Document Number | 0000253512 |
| Map Reference | MB 522 PG 38-41 |
| Instrument Date | Apr 12, 2021 |
| Instrument | 2021000253512 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | BNT TITLE COMPANY OF CA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1205 CHARCO, SAN CLEMENTE, CA 92673-3552 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Apr 6, 2021 |
| Property Address | 1205 CHARCO, SAN CLEMENTE, CA 92673-3552 |
| Document Number | 0000234397 |
| Map Reference | MB 522 PG 38-41 |
| Instrument Date | Mar 31, 2021 |
| Instrument | 2021000234397 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | BNT TITLE COMPANY/CA, BNT TITLE COMPANY OF CA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1205 CHARCO, SAN CLEMENTE, CA 92673-3552 |
| Document Number | 0000234398 |
|---|---|
| Date | Apr 6, 2021 |
| Instrument | 2021000234398 |
| Name | JC FINANCIAL SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Dec 24, 2020 |
| Property Address | 1205 CHARCO, SAN CLEMENTE, CA 92673-3552 |
| Document Number | 0000766021 |
| Instrument Date | Dec 16, 2020 |
| Instrument | 766021 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1205 CHARCO SAN CLEMENTE CA 926733552, SAN CLEMENTE, CA 92673-3552 |
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $840,248 (+2%) Land $678,593 Building $161,655 | |
| 2025 | $8,329.00 (+3.89%) | $823,773 (+4.04%) Land $665,287 Building $158,486 |
| 2023 | $8,017.00 (+1.93%) | $791,786 Land $639,453 Building $152,333 |
| 2022 | $7,865.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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