Orange County property record for 1202 Charco, San Clemente, CA 92673 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,480 sqft · built 1984 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $716,000 (May 2019) |
| Tax Bill | $8,080 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Jan 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 678-021-19 |
| Primary APN | 678-021-19 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,480 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Lot Area | 56,628 sqft (1.3 acres) |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1202 CHARCO |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92673-3552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 11958 BLK LOT 32 |
| Legal Subdivision | 11958 |
| Legal Tract | 11958 |
| Legal Lot Number | 32 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 42111 |
Source: Orange County records · APN 678-021-19
Assessment roll updated July 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1202 CHARCO, SAN CLEMENTE, CA 92673-3552 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 07, 2025 | Deed of Trust, Mortgage · Line of Credit BETTER MORTGAGE CORPORATION |
| Jan 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| May 31, 2019 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Jan 09, 2017 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Jan 09, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 31, 2019 · Amount on Record |
| Deed Sale | May 31, 2019 · Amount on Record |
| Prior Sale | Jan 09, 2017 |
| Deed Document Number | 2019000186778 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 1202 CHARCO, SAN CLEMENTE, CA 92673-3552 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1202 CHARCO, SAN CLEMENTE, CA 92673-3552 |
| Document Number | 0000274006 |
|---|---|
| Date | Oct 07, 2025 |
| Instrument | 2025000274006 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 1202 CHARCO, SAN CLEMENTE, CA 92673-3552 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMERICAN COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 1202 CHARCO, SAN CLEMENTE, CA 92673-3552 |
| Document Number | 0000006194 |
|---|---|
| Date | Jan 06, 2021 |
| Instrument | 2021000006194 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 1202 CHARCO, SAN CLEMENTE, CA 92673-3552 |
| Document Number | 0000138890 |
| Instrument Date | Mar 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1202 CHARCO SAN CLEMENTE CA 926733552, SAN CLEMENTE, CA 92673-3552 |
| Document Number | 0000138890 |
|---|---|
| Date | Mar 27, 2020 |
| Instrument | 138890 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 26, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | May 31, 2019 |
| Property Address | 1202 CHARCO, SAN CLEMENTE, CA 92673-3552 |
| Document Number | 0000186778 |
| Instrument Date | May 07, 2019 |
| Instrument | 186778 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2019 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $787.60 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1202 CHARCO SAN CLEMENTE CA 926733552, SAN CLEMENTE, CA 92673-3552 |
| Document Number | 186779 |
|---|---|
| Date | May 31, 2019 |
| Instrument | 186779 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 30, 2049 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Jan 09, 2017 |
| Property Address | 1202 CHARCO, SAN CLEMENTE, CA 92673-3552 |
| Document Number | 0000008242 |
| Instrument Date | Dec 16, 2016 |
| Instrument | 8242 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1202 CHARCO SAN CLEMENTE CA 926733552, SAN CLEMENTE, CA 92673-3552 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Jan 09, 2017 |
| Property Address | 1202 CHARCO, SAN CLEMENTE, CA 92673-3552 |
| Document Number | 0000008243 |
| Instrument Date | Dec 16, 2016 |
| Instrument | 8243 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1202 CHARCO SAN CLEMENTE CA 926733552, SAN CLEMENTE, CA 92673-3552 |
Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $8,080.00 (+3.88%) | $798,708 (+4.04%) Land $640,640 Building $158,068 |
| 2023 | $7,778.00 (+1.94%) | $767,695 Land $615,764 Building $151,931 |
| 2022 | $7,630.00 |
Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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