1205 Cerro Dr, Dubuque, IA 52001 Property Records

Dubuque County property record for 1205 Cerro Dr, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,176 sqft · built 1963
Lot Size	0.189 acres (8,250 sqft)
Owner	Individual Name on File
Tax Bill	$3,757 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`10-14-352-025`

Property Details

APN / Parcel Number

Primary APN	`10-14-352-025`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft
Finished Basement	819 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Wood Frame
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	110 ft deep x 75 ft wide
Porch	Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	1205 CERRO DR
City	DUBUQUE
State	IA
Zip	52001-1616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 11 & W 5' OF LOT 12 BLK 9 MARYCREST SUB
Legal Subdivision	EISENHOWER
Legal Block	9
Legal Lot Number	11,12
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	2
Census Block	2010
Census Tract	1101

Owner

1205 Cerro Dr is owned and occupied by an individual who acquired it in April 2024.

Source: Dubuque County records, as of October 6, 2025

Owner of Record	Individual Name on File
Mailing Address	1205 CERRO DR, DUBUQUE, IA 52001-1616
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Deed of Trust, Mortgage · Commercial Mortgage MOUND CITY BANK
Apr 12, 2024	Deed, Transfer · Conventional Mortgage DEERE EMPLOYEES CU
Mar 5, 2024	Special Warranty Deed, Foreclosure
Feb 21, 2024	Warranty Deed, Transfer TITLE SERVICES CORPORATION, TITLE SERVICES CORPOATION
May 27, 2022	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Jan 20, 2022	Warranty Deed, Transfer · Conventional Mortgage DUPACO COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2024
Deed Sale	Apr 12, 2024
Prior Sale	Mar 5, 2024
Deed Document Number	2024-00003074
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	1205 CERRO DR, DUBUQUE, IA 52001-1616
Transaction Type	Mortgage
Record Updated	May 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019006
Date	Nov 18, 2021
Instrument	2021-00019006

Lender

Name	MOUND CITY BANK
Type	Bank
Address	PLATTEVILLE, WI 53818

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	DUBUQUE IA
Recording Date	Apr 12, 2024
Property Address	1205 CERRO DR, DUBUQUE, IA 52001-1616
Document Number	0000003074
Instrument Date	Apr 9, 2024
Instrument	2024-00003074
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 CERRO DR, DUBUQUE, IA 52001-1616

Mortgage

Document Number	0000003075
Date	Apr 12, 2024
Instrument	2024-00003075

Lender

Name	DEERE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

March 2024: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Mar 5, 2024
Property Address	1205 CERRO DR, DUBUQUE, IA 52001-1616
Document Number	0000001739
Instrument Date	Jan 26, 2024
Instrument	2024-00001739
Transaction Type	Foreclosure
Record Updated	May 7, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 100103, DULUTH, GA 30096-9303

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Feb 21, 2024
Property Address	1205 CERRO DR, DUBUQUE, IA 52001-1616
Document Number	0000001372
Instrument Date	Sep 5, 2023
Instrument	2024-00001372
Transaction Type	Transfer
Record Updated	May 7, 2024
Title Company	TITLE SERVICES CORPORATION, TITLE SERVICES CORPOATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 100103, DULUTH, GA 30096-9303

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	May 27, 2022
Property Address	1205 CERRO DR, DUBUQUE, IA 52001-1616
Document Number	0000006818
Instrument Date	May 27, 2022
Instrument	2022-00006818
Transaction Type	Transfer
Record Updated	May 7, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$359.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 CERRO DR, DUBUQUE, IA 52001-1616

Mortgage

Document Number	0000006819
Date	May 27, 2022
Instrument	2022-00006819

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jan 20, 2022
Property Address	1205 CERRO DR, DUBUQUE, IA 52001-1616
Document Number	0000001135
Instrument Date	Jan 14, 2022
Instrument	2022-00001135
Transaction Type	Transfer
Record Updated	May 7, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 CERRO DR, DUBUQUE, IA 52001-1616

Mortgage

Document Number	0000001136
Date	Jan 20, 2022
Instrument	2022-00001136

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$187,100 Land $42,500 Building $144,600	$187,100 Land $42,500 Building $144,600
2024	$3,757.00
2023		$199,100 (+32.51%) Land $38,600 Building $160,500	$199,100 Land $38,600 Building $160,500
2022	$2,438.00 Homeowner's exemption	$150,250 Land $34,760 Building $115,490
2021			$150,250 Land $34,760 Building $115,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1205 Cerro Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1205 Cerro Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Comelec Internet Services, Nextlink.

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