1112 Cerro Dr, Dubuque, IA 52001 Property Records

Dubuque County property record for 1112 Cerro Dr, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,176 sqft · built 1962
Lot Size	0.182 acres (7,950 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Jul 2025)
Tax Bill	$2,654 (2024)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Feb 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-14-356-006`

Property Details

APN / Parcel Number

Primary APN	`10-14-356-006`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft
Finished Basement	514 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Wood Frame
Lot Area	7,950 sqft (0.182 acres)
Lot Dimensions	106 ft deep x 75 ft wide
Deck Area	216 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	1112 CERRO DR
City	DUBUQUE
State	IA
Zip	52001-1644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 13 BLK 10 MARYCREST SUB
Legal Subdivision	EISENHOWER
Legal Block	10
Legal Lot Number	13
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	2
Census Block	2008
Census Tract	1101

Owner

1112 Cerro Dr is owned and occupied by an individual who bought it in July 2025.

Source: Dubuque County records, as of October 6, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1112 CERRO DR, DUBUQUE, IA 52001-1644
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2025	Warranty Deed, Transfer · Conventional Mortgage DUPACO COMMUNITY CU
Feb 5, 2019	Warranty Deed, Transfer · Conventional Mortgage DUPACO COMMUNITY CU
Dec 13, 2018	Deed of Trust, Mortgage

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2025 · Amount on File
Deed Sale	Jul 17, 2025 · Amount on File
Prior Sale	Feb 5, 2019 · Amount on File
Deed Document Number	2025-00007463
Record Updated	Jun 7, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jul 17, 2025
Property Address	1112 CERRO DR, DUBUQUE, IA 52001-1644
Document Number	0000007463
Instrument Date	Jun 19, 2025
Instrument	2025-00007463
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$423.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1112 CERRO DR, DUBUQUE, IA 52001-1644

Mortgage

Document Number	0000007464
Date	Jul 17, 2025
Instrument	2025-00007464

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Feb 5, 2019
Property Address	1112 CERRO DR, DUBUQUE, IA 52001-1644
Document Number	0000001257
Instrument Date	Jan 30, 2019
Instrument	2019-00001257
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$248.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1112 CERRO DR, DUBUQUE, IA 52001-1644

Mortgage

Document Number	0000001258
Date	Feb 5, 2019
Instrument	2019-00001258

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	1112 CERRO DR, DUBUQUE, IA 52001-1644
Document Number	0000014671
Instrument Date	Dec 13, 2018
Transaction Type	Mortgage
Record Updated	Jan 7, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1112 CERRO DR DUBUQUE IA 520011644, DUBUQUE, IA 52001-1644

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$211,300 Land $42,100 Building $169,200	$211,300 Land $42,100 Building $169,200
2024	$2,654.00
2023		$194,800 (+20.57%) Land $38,300 Building $156,500	$194,800 Land $38,300 Building $156,500
2022	$2,634.00 Homeowner's exemption	$161,570 Land $34,430 Building $127,140
2021			$161,570 Land $34,430 Building $127,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1112 Cerro Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1112 Cerro Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Comelec Internet Services, Nextlink.

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