1275 Cerro Dr, Dubuque, IA 52001 Property Records

Dubuque County property record for 1275 Cerro Dr, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 1962
Lot Size	0.176 acres (7,700 sqft)
Owner	Company Name on File
Last Sale	$2,126,500 (Nov 2024)
Tax Bill	$2,710 (2024)
Deeds & Mortgages	Mar 2024 Line of Credit Jun 2022 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-14-352-023`

Property Details

APN / Parcel Number

Primary APN	`10-14-352-023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Finished Basement	330 sqft

Exterior

Year Built	Built 1962
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Wood Frame
Lot Area	7,700 sqft (0.176 acres)
Lot Dimensions	110 ft deep x 70 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	1275 CERRO DR
City	DUBUQUE
State	IA
Zip	52001-1616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 9 BLK 9 MARYCREST SUB
Legal Subdivision	EISENHOWER
Legal Block	9
Legal Lot Number	9
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	2
Census Block	2010
Census Tract	1101

Owner

1275 Cerro Dr is owned by a company that bought it in November 2024.

Source: Dubuque County records, as of October 6, 2025

Owner of Record	Company Name on File
Mailing Address	3250 KENNEDY CIR STE 7, 7, DUBUQUE, IA 52002-3886
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2024	Deed of Trust, Mortgage · Line of Credit COLLINS LOAN SERVICES CUSO LLC
Jun 21, 2022	Warranty Deed, Transfer · Line of Credit GREENSTATE CU
Nov 27, 2019	Deed of Trust, Mortgage COLLINS LOAN SVCS CUSO LLC
Dec 1, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2024 · Amount on File
Deed Sale	Nov 12, 2024 · Amount on File
Prior Sale	Jun 21, 2022 · Amount on File
Deed Document Number	0202410852
Deed Book / Page	2024 / 10852
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	1275 CERRO DR, DUBUQUE, IA 52001-1616
Transaction Type	Mortgage
Record Updated	Apr 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3250 KENNEDY CIR 7, 7, DUBUQUE, IA 52002-3886

Mortgage

Document Number	0000001970
Date	Mar 12, 2024
Instrument	202400001970

Lender

Name	COLLINS LOAN SERVICES CUSO LLC
Address	115 E 2ND ST, MUSCATINE, IA 52761

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jun 21, 2022
Property Address	1275 CERRO DR, DUBUQUE, IA 52001-1616
Document Number	0000007778
Instrument Date	Jun 21, 2022
Instrument	2022-00007778
Transaction Type	Transfer
Record Updated	Jan 5, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,503.20
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3250 KENNEDY CIR, DUBUQUE, IA 52002-3861
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007779
Date	Jun 21, 2022
Instrument	2022-00007779

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	1275 CERRO DR, DUBUQUE, IA 52001-1616
Document Number	0000001119
Instrument Date	Nov 27, 2019
Transaction Type	Mortgage
Record Updated	Mar 16, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3250 KENNEDY CIR #7 DUBUQUE IA 520023886, 7, DUBUQUE, IA 52002-3886

Mortgage

Document Number	0000001119
Date	Jan 27, 2020
Instrument	1119

Lender

Name	COLLINS LOAN SVCS CUSO LLC
Address	115 E 2ND ST, MUSCATINE, IA 52761-4004

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DUBUQUE IA
Recording Date	Dec 1, 2017
Property Address	1275 CERRO DR, DUBUQUE, IA 52001-1616
Document Number	0000014863
Instrument Date	Nov 30, 2017
Instrument	14863
Transaction Type	Transfer
Record Updated	Jan 22, 2018

Transaction

Amount	Amount on Record
Tax	$13,380.86
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3250 KENNDY CIR #7 DUBUQUE IA 52003, 7, DUBUQUE, IA 52003
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$204,500 Land $39,700 Building $164,800	$204,500 Land $39,700 Building $164,800
2024	$2,710.00
2023		$188,400 (+20.08%) Land $36,100 Building $152,300	$188,400 Land $36,100 Building $152,300
2022	$2,706.00	$156,890 Land $32,450 Building $124,440
2021			$156,890 Land $32,450 Building $124,440

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1275 Cerro Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1275 Cerro Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Comelec Internet Services, Nextlink.

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