12046 McWest Ln, Lakeside, CA 92040 Property Records

San Diego County property record for 12046 McWest Ln, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,069 sqft · built 1986
Lot Size	0.309 acres (13,463 sqft)
Owner	Company Name on Record
Last Sale	$107,500 (Apr 1994)
Tax Bill	$5,082 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Nov 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`397-260-70-00`

Property Details

APN / Parcel Number

Primary APN	`397-260-70-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	2,069 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	13,463 sqft (0.309 acres)
Lot Dimensions	178 ft deep x 84 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	12046 MCWEST LN
City	LAKESIDE
State	CA
Zip	92040-5512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PAR 2 TR PM08797
Legal Tract	8797
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	16807

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12046 MCWEST LN, LAKESIDE, CA 92040-5512
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · Line of Credit EAST COUNTY SCHOOLS FCU
Nov 23, 2020	Quit Claim Deed, Transfer CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO
Nov 23, 2020	Intrafamily Transfer, Transfer · Line of Credit EAST COUNTY SCHOOLS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 1994 · Amount on Record
Deed Sale	Apr 15, 1994 · Amount on Record
Prior Sale	Apr 15, 1994 · Amount on Record
Deed Document Number	1994251349
Last Transfer Date	Nov 18, 2020
Transfer Doc	0000742796
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12046 MCWEST LN, LAKESIDE, CA 92040-5512
Transaction Type	Mortgage
Record Updated	Jul 8, 2021
Title Company	CALIFORNIA TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12046 MCWEST LN, LAKESIDE, CA 92040-5512

Mortgage

Document Number	0000466667
Date	Jun 28, 2021
Instrument	2021-0466667

Lender

Name	EAST COUNTY SCHOOLS FCU
Type	Credit Union
Address	EL CAJON, CA 92021

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 27, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 23, 2020
Property Address	12046 MCWEST LN, LAKESIDE, CA 92040-5512
Document Number	0000742796
Instrument Date	Nov 18, 2020
Instrument	742796
Transaction Type	Transfer
Record Updated	Dec 3, 2020
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	12046 MCWEST LN LAKESIDE CA 920405512, LAKESIDE, CA 92040-5512

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 23, 2020
Property Address	12046 MCWEST LN, LAKESIDE, CA 92040-5512
Document Number	0000740997
Map Reference	PG 8797
Instrument Date	Nov 18, 2020
Instrument	2020-0740997
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12046 MCWEST LN, LAKESIDE, CA 92040-5512

Mortgage

Document Number	0000740998
Date	Nov 23, 2020
Instrument	2020-0740998

Lender

Name	EAST COUNTY SCHOOLS FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$372,713 (+2%) Land $130,008 Building $242,705
2025	$5,082.00 (+7.31%) Homeowner's exemption	$365,406 (+4.04%) Land $127,459 Building $237,947
2023	$4,736.00 (+2.09%) Homeowner's exemption	$351,218 Land $122,510 Building $228,708
2022	$4,639.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon, Wyyerd Connect.

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