12027 McWest Ln, Lakeside, CA 92040 Property Records

San Diego County property record for 12027 McWest Ln, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,962 sqft · built 2016
Lot Size	0.307 acres (13,379 sqft)
Owner	2 Trust Names on File
Last Sale	$490,000 (Sep 2016)
Tax Bill	$6,896 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Jan 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`397-260-77-00`

Property Details

APN / Parcel Number

Primary APN	`397-260-77-00`
Alternative APN	`397-260-73-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,962 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	13,379 sqft (0.307 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	397-260-73-00
Street Address	12027 MCWEST LN
City	LAKESIDE
State	CA
Zip	92040-5512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PAR 1 TR PM21550
Legal Subdivision	P21550
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	16807

Owner

12027 McWest Ln is held in a trust since May 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1248 W LEGARRETA DR, MERIDIAN, ID 83646-6759
Owner Type	Company
Vesting	Trust, Family Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage FINLEY PROPERTIES CORP
Jan 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Jan 25, 2018	Deed of Trust, Mortgage FINLEY PROPERTIES CORP FINLEY PROPERTIES CORP
Oct 5, 2017	Deed of Trust, Mortgage JAMES A & DEBORAH A LANDSTEDT
Apr 19, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2016 · Amount on File
Deed Sale	Sep 1, 2016 · Amount on File
Prior Sale	Nov 12, 2015 · Amount on File
Deed Document Number	2016458755
Last Transfer Date	May 20, 2024
Transfer Doc	0000147921
Record Updated	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12027 MCWEST LN, LAKESIDE, CA 92040-5512
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000160025
Date	Apr 30, 2019
Instrument	2019-0160025

Lender

Name	FINLEY PROPERTIES CORP
Type	Mortgage Company
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12027 MCWEST LN, LAKESIDE, CA 92040-5512
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038202
Date	Jan 24, 2020
Instrument	2020-0038202

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12027 MCWEST LN, LAKESIDE, CA 92040-5512
Document Number	0000042787
Instrument Date	Jan 25, 2018
Transaction Type	Mortgage
Record Updated	Sep 13, 2018
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12027 MCWEST LN LAKESIDE CA 920405512, LAKESIDE, CA 92040-5512

Mortgage

Document Number	0000042787
Date	Feb 1, 2018
Instrument	42787

Lender

Name	FINLEY PROPERTIES CORP FINLEY PROPERTIES CORP
Type	Bank
Address	SAN DIEGO, CA 92122

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 31, 2048

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12027 MCWEST LN, LAKESIDE, CA 92040-5512
Document Number	0000616288
Instrument Date	Oct 5, 2017
Transaction Type	Mortgage
Record Updated	Sep 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12027 MCWEST LN LAKESIDE CA 920405512, LAKESIDE, CA 92040-5512

Mortgage

Document Number	0000616288
Date	Dec 29, 2017
Instrument	616288

Lender

Name	JAMES A & DEBORAH A LANDSTEDT

Agreement

Amount	Amount on Record

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 19, 2017
Property Address	12027 MCWEST LN, LAKESIDE, CA 92040-5512
Document Number	0000175027
Instrument Date	Apr 10, 2017
Instrument	175027
Transaction Type	Transfer
Record Updated	Sep 13, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

The 2025 property tax bill for 12027 McWest Ln was $6,896.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$520,865 (+2%) Land $165,729 Building $355,136
2025	$6,896.00	$510,653 Land $162,480 Building $348,173
2023	$6,380.00 (+1.93%) Homeowner's exemption	$490,826 Land $156,172 Building $334,654
2022	$6,259.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12027 McWest Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12027 McWest Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon, Wyyerd Connect.

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