12040 McWest Ln, Lakeside, CA 92040 Property Records

San Diego County property record for 12040 McWest Ln, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,360 sqft · built 1992
Lot Size	0.313 acres (13,624 sqft)
Owner	Company Name on Record
Last Sale	$200,000 (Jul 1998)
Tax Bill	$6,379 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Jun 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`397-260-69-00`

Property Details

APN / Parcel Number

Primary APN	`397-260-69-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	2,360 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	13,624 sqft (0.313 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	12040 MCWEST LN
City	LAKESIDE
State	CA
Zip	92040-5512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PAR 1 TR PM08797
Legal Subdivision	PARCEL MAP 8797
Legal Tract	8797
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	16807

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12040 MCWEST LN, LAKESIDE, CA 92040-5512
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Jun 19, 2020	Quit Claim Deed, Transfer TIMIOS TITLE INC
Jun 19, 2020	Quit Claim Deed, Transfer S1L INC
Aug 23, 2017	Quit Claim Deed, Transfer PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.
Aug 23, 2017	Quit Claim Deed, Transfer · Conventional Mortgage SYNERGY ONE LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 1998 · Amount on Record
Deed Sale	Jul 24, 1998 · Amount on Record
Prior Sale	Apr 16, 1987 · Amount on Record
Deed Document Number	1998463531
Last Transfer Date	Jun 15, 2020
Transfer Doc	0000321335
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12040 MCWEST LN, LAKESIDE, CA 92040-5512
Transaction Type	Mortgage
Record Updated	Feb 18, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12040 MCWEST LN, LAKESIDE, CA 92040-5512

Mortgage

Document Number	0000103004
Date	Feb 10, 2021
Instrument	2021-0103004

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Feb 28, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 19, 2020
Property Address	12040 MCWEST LN, LAKESIDE, CA 92040-5512
Document Number	0000321335
Instrument Date	Jun 15, 2020
Instrument	321335
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	TIMIOS TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	12040 MCWEST LN LAKESIDE CA 920405512, LAKESIDE, CA 92040-5512

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 19, 2020
Property Address	12040 MCWEST LN, LAKESIDE, CA 92040-5512
Document Number	0000321333
Instrument Date	Jun 15, 2020
Instrument	321333
Transaction Type	Transfer
Record Updated	Jul 1, 2020
Title Company	TIMIOS TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12040 MCWEST LN LAKESIDE CA 920405512, LAKESIDE, CA 92040-5512

Mortgage

Document Number	321334
Date	Jun 19, 2020
Instrument	321334

Lender

Name	S1L INC
Address	3131 CAMINO DEL RIO N # 150, SAN DIEGO, CA 92108-5758

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2050

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 23, 2017
Property Address	12040 MCWEST LN, LAKESIDE, CA 92040-5512
Document Number	0000383611
Instrument Date	Aug 17, 2017
Instrument	383611
Transaction Type	Transfer
Record Updated	Aug 29, 2017
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	12040 MCWEST LN LAKESIDE CA 920405512, LAKESIDE, CA 92040-5512

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 23, 2017
Property Address	12040 MCWEST LN, LAKESIDE, CA 92040-5512
Document Number	0000383609
Instrument Date	Aug 17, 2017
Instrument	383609
Transaction Type	Transfer
Record Updated	Aug 29, 2017
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12040 MCWEST LN LAKESIDE CA 920405512, LAKESIDE, CA 92040-5512

Mortgage

Document Number	383610
Date	Aug 23, 2017
Instrument	383610

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$483,846 (+2%) Land $111,079 Building $372,767
2025	$6,379.00 (+6.9%) Homeowner's exemption	$474,359 (+4.04%) Land $108,901 Building $365,458
2023	$5,967.00 (+1.95%) Homeowner's exemption	$455,941 Land $104,673 Building $351,268
2022	$5,853.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon, Wyyerd Connect.

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