12044 Dolphin Rd, Bokeelia, FL 33922 Property Records

Lee County property record for 12044 Dolphin Rd, Bokeelia, FL 33922

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,125 sqft · built 2004
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Jun 2022)
Tax Bill	$2,973 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`16-44-22-04-00000.2470`

Property Details

APN / Parcel Number

Primary APN	`16-44-22-04-00000.2470`
Alternative APNs	`22164404000002470` `10485538`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,125 sqft Living Area
Gross Area	1,549 sqft
1st Floor Area	1,125 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	127 ft deep x 72 ft wide

Exterior Amenities

Porch	Screened/Unfinished Porch
Porch Area	88 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10485538
Street Address	12044 DOLPHIN RD
City	BOKEELIA
State	FL
Zip	33922-2849
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TFC2
Legal Description	PINE ISLAND RIDGE 3RD ADDN PB 13 PG 148 LOT 247
Legal Range	22E
Legal Township	44S
Legal Section	16
Legal Subdivision	PINE ISLAND RIDGE
Legal Tract	04
Legal Block	3
Legal Lot Number	247
Jurisdiction	LEE FL
Township / Civil Division	PINE ISLAND
Census Block Group	3
Census Block	3043
Census Tract	70102

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12044 DOLPHIN RD, BOKEELIA, FL 33922-2849
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Deed of Trust, Mortgage · FHA Mortgage WATERSTONE MORTGAGE CORP
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 27, 2018	Warranty Deed, Transfer · FHA Mortgage LENDUS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2022 · Amount on Record
Deed Sale	Jun 14, 2022 · Amount on Record
Prior Sale	Apr 27, 2018 · Amount on Record
Deed Document Number	2022197719
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	12044 DOLPHIN RD, BOKEELIA, FL 33922-2849
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19809 VALLEY MILL RD, FREELAND, MD 21053-9528

Mortgage

Document Number	0000197720
Date	Jun 14, 2022
Instrument	2022000197720

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	12044 DOLPHIN RD, BOKEELIA, FL 33922-2849
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12044 DOLPHIN RD, BOKEELIA, FL 33922-2849

Mortgage

Document Number	0000214533
Date	Jun 29, 2021
Instrument	2021000214533

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Apr 27, 2018
Property Address	12044 DOLPHIN RD, BOKEELIA, FL 33922-2849
Document Number	0000101426
Map Reference	MB13 PG148
Instrument Date	Apr 25, 2018
Instrument	2018000101426
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	CAPE CORAL TITLE INS AGCY IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,176.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8741 UHLAR LN, 8741, SAINT JAMES CITY, FL 33956-3044

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12044 DOLPHIN RD, BOKEELIA, FL 33922-2849

Mortgage

Document Number	0000101427
Date	Apr 27, 2018
Instrument	2018000101427

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$188,793 (-13.49%) Land $31,690 Building $157,103	$188,793 (-13.49%) Land $31,690 Building $157,103
2025	$2,973.00 (-24.47%) Homeowner's exemption	$218,226 (-10.42%) Land $31,897 Building $186,329	$218,226 (-10.42%) Land $31,897 Building $186,329
2023	$3,936.00 (+77.38%)	$243,611 (+53.17%) Land $25,143 Building $218,468	$243,611 (+11.32%) Land $25,143 Building $218,468
2022	$2,219.00 Homeowner's exemption	$159,048	$218,831 Land $22,725 Building $196,106

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 200 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	410 units insured incl. 210 condo units
Nearby Flood Claims	242 (1982–2024)
Claims Outside the SFHA	7 of 242
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 84 claims Hurricane Helene, Oct 2024 · 56 claims Hurricane Ian, Sep 2022 · 34 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER PINE ISLAND WATER ASSOCIATION private · serves 15,725 people · EPA ID FL5360322
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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