12184 Dolphin Rd, Bokeelia, FL 33922 Property Records

Lee County property record for 12184 Dolphin Rd, Bokeelia, FL 33922

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,186 sqft · built 1991
Lot Size	0.424 acres (18,469 sqft)
Owner	2 Individual Names on File
Last Sale	$458,000 (Sep 2023)
Tax Bill	$4,198 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`16-44-22-02-00000.2570`

Property Details

APN / Parcel Number

Primary APN	`16-44-22-02-00000.2570`
Alternative APNs	`16442202010002570` `22164402000002570` `10013623`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,186 sqft Living Area
Gross Area	2,938 sqft
1st Floor Area	1,240 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,469 sqft (0.424 acres)
Lot Dimensions	128 ft deep x 144 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Florida Room
Porch Area	248 sqft
Patio Area	658 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10013623
Street Address	12184 DOLPHIN RD
City	BOKEELIA
State	FL
Zip	33922-2849
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TFC2
Legal Description	PINE ISLAND RIDGE 1ST ADD PB 12 PG 7 LOTS 257 + 258
Legal Range	22E
Legal Township	44S
Legal Section	16
Legal Subdivision	PINE ISLAND RIDGE
Legal Tract	02
Legal Block	3
Legal Lot Number	257,2
Jurisdiction	LEE FL
Township / Civil Division	PINE ISLAND
Census Block Group	3
Census Block	3043
Census Tract	70102

Owner

Source: Lee County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12184 DOLPHIN RD, BOKEELIA, FL 33922-2849
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Warranty Deed, Transfer · Conventional Mortgage SANIBEL CAPTIVA COMMUNITY BANK
Dec 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 26, 2019	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Nov 26, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 16, 2018	Warranty Deed, Transfer · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 28, 2023 · Amount on Record
Deed Sale	Sep 28, 2023 · Amount on Record
Prior Sale	Nov 26, 2019 · Amount on Record
Deed Document Number	2023317214
Prior Transfer Date	Oct 31, 2019
Prior Transfer Doc	0000272260
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Sep 28, 2023
Property Address	12184 DOLPHIN RD, BOKEELIA, FL 33922-2849
Document Number	0000317214
Map Reference	MB 12 PG 7
Instrument Date	Sep 27, 2023
Instrument	2023000317214
Transaction Type	Transfer
Record Updated	Oct 9, 2023
Title Company	FLORIDA HOMETOWN TITLE AND ESCRO, FLORIDA HOMETOWN T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,206.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	114 SNAKE POND RD, FORESTDALE, MA 02644-1522

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12184 DOLPHIN RD, BOKEELIA, FL 33922-2849

Mortgage

Document Number	0000317215
Date	Sep 28, 2023
Instrument	2023000317215

Lender

Name	SANIBEL CAPTIVA COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Type Change Date	Oct 1, 2026
Change Frequency	Annually
Min Rate At Change	5.75%
Max Rate At Change	10.2%
Index	Other
Margin	1
Max Rate	13.2%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	12184 DOLPHIN RD, BOKEELIA, FL 33922-2849
Transaction Type	Mortgage
Record Updated	Feb 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12184 DOLPHIN RD, BOKEELIA, FL 33922-2849

Mortgage

Document Number	0000403379
Date	Dec 9, 2021
Instrument	2021000403379

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Nov 26, 2019
Property Address	12184 DOLPHIN RD, BOKEELIA, FL 33922-2849
Document Number	0000272262
Map Reference	MB 12 PG 7
Instrument Date	Nov 18, 2019
Instrument	2019000272262
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	ASSURANCE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,288.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	961 LONG COVE RD, 961, GALES FERRY, CT 06335-1919

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 SNAKE POND RD, FORESTDALE, MA 02644-1522

Mortgage

Document Number	0000272263
Date	Nov 26, 2019
Instrument	2019000272263

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEE FL
Recording Date	Nov 26, 2019
Property Address	12184 DOLPHIN RD, BOKEELIA, FL 33922-2849
Document Number	0000272260
Instrument Date	Oct 31, 2019
Instrument	272260
Transaction Type	Transfer
Record Updated	Dec 18, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	961 LONG COVE RD GALES FERRY CT 063351919, GALES FERRY, CT 06335-1919

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Apr 16, 2018
Property Address	12184 DOLPHIN RD, BOKEELIA, FL 33922-2849
Document Number	0000088979
Map Reference	MB12 PG7
Instrument Date	Apr 13, 2018
Instrument	2018000088979
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,134.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5518 SUMMIT LN, 5518, ROBERTSDALE, PA 16674-8626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 BUNNY RD, PRESTON, CT 06365-8705

Mortgage

Document Number	0000088980
Date	Apr 16, 2018
Instrument	2018000088980

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,198.00 (+57.11%) Homeowner's exemption	$301,740 (+51.43%) Land $39,483 Building $262,257	$301,740 (-17.04%) Land $39,483 Building $262,257
2023	$2,672.00 (-1.73%) Homeowner's exemption	$199,266 (+3%)	$363,708 (+32.18%) Land $50,288 Building $313,420
2022	$2,719.00 Homeowner's exemption	$193,462	$275,161 Land $45,450 Building $229,711

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 200 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	410 units insured incl. 210 condo units
Nearby Flood Claims	242 (1982–2024)
Claims Outside the SFHA	7 of 242
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 84 claims Hurricane Helene, Oct 2024 · 56 claims Hurricane Ian, Sep 2022 · 34 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER PINE ISLAND WATER ASSOCIATION private · serves 15,725 people · EPA ID FL5360322
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Lumen Technologies DSL	140 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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