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1204 Usher Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 1204 Usher Dr, O Fallon, IL 62269

Property Summary

Property TypeSingle Family Home
Details4 ba · 1,142 sqft · built 2000
Lot Size0.46 acres (20,038 sqft)
Owner2 Individual Names on File
Last Sale$34,000 (May 2001)
Tax Bill$9,683 (2025)
Deeds & MortgagesFeb 2020 Line of Credit
Feb 2020 Line of Credit
APN04-19-0-101-028

Property Details

APN / Parcel Number

Primary APN04-19-0-101-028

Interior

Full Baths4 Baths
Stories2 Stories
Building Area1,142 sqft Living Area
Upper Floors Area41 sqft
Basement Area1,442 sqft
Unfinished Basement1,442 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Construction TypeFrame
Lot Area20,038 sqft (0.46 acres)
Garage TypeMixed
Garage Area796 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area436 sqft
Deck Area208 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1204 USHER DR
CityO FALLON
StateIL
Zip62269-3530
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHUNTINGTON CHASE LOT/SEC-20 A01539292
Legal SubdivisionHUNTINGTON CHASE
Legal Block101
JurisdictionST CLAIR IL
Township / Civil DivisionO'FALLON
Census Block Group2
Census Block2011
Census Tract504355

Owner

1204 Usher Dr is owned and occupied by two individuals who bought it in May 2001.

Source: St. Clair County records, as of September 21, 2026

Owner of Record2 Individual Names on File
Mailing Address1204 USHER DR, O FALLON, IL 62269-3530
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2020Deed of Trust, Mortgage · Line of Credit
PNC BK
Feb 28, 2020Deed of Trust, Mortgage · Line of Credit
PNC BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 21, 2001 · Amount on File
Deed SaleMay 21, 2001 · Amount on File
Prior SaleMay 21, 2001 · Amount on File
Deed Document Number20011612124
Deed Book / Page3532 / 1466
Record UpdatedOct 29, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address1204 USHER DR, O FALLON, IL 62269-3530
Document Number00A2645469
Instrument DateFeb 28, 2020
Transaction TypeMortgage
Record UpdatedApr 10, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1204 USHER DR O FALLON IL 622693530, O FALLON, IL 62269-3530

Mortgage

Document Number00A2645469
DateMar 16, 2020
Instrument2645469
Lender
NamePNC BK
TypeBank
AddressCLEVELAND, OH 44101
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueMar 15, 2060
Interest
Rate TypeAdjustable Rate

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address1204 USHER DR, O FALLON, IL 62269-3530
Document Number00A2645468
Instrument DateFeb 28, 2020
Transaction TypeMortgage
Record UpdatedMar 31, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1204 USHER DR O FALLON IL 622693530, O FALLON, IL 62269-3530

Mortgage

Document Number00A2645468
DateMar 16, 2020
Instrument2645468
Lender
NamePNC BK
TypeBank
AddressCLEVELAND, OH 44101
Agreement
TypeLine of Credit
AmountAmount on Record
Term144 Months
DueMar 15, 2032
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1204 Usher Dr was $9,683 with a homeowner's exemption.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionO'Fallon Township
MunicipalityO'Fallon City
Elementary School DistrictO'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School DistrictO'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,683.00$140,335 Land $27,732 Building $112,603$421,005 Land $83,196 Building $337,809
2022$104,462 Land $20,643 Building $83,819$313,386 Land $61,929 Building $251,457

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1204 Usher Dr; 5 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1204 Usher Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemO FALLON
serves 46,603 people · EPA ID IL1631100
Water SourcePurchased surface water from IL AMERICAN-EAST ST LOUIS
Last State InspectionNov 2023
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20
Wisper ISP
Fixed Wireless		100 / 20

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