St. Clair County property record for 1201 Usher Dr, O Fallon, IL 62269
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 1,828 sqft · built 2000 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $410,000 (May 2026) |
| Tax Bill | $8,757 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Oct 2020 Mortgage + 1 more |
| APN | 04-19-0-104-007 |
| Primary APN | 04-19-0-104-007 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,828 sqft Living Area |
| Basement Area | 1,828 sqft |
| Unfinished Basement | 1,828 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Type | Mixed |
| Garage Area | 746 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 300 sqft |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|
| Street Address | 1201 USHER DR |
|---|---|
| City | O FALLON |
| State | IL |
| Zip | 62269-3558 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUNTINGTON CHASE LOT/SEC-34 DOC A02540135 |
| Legal Subdivision | HUNTINGTON CHASE |
| Legal Block | 104 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | O'FALLON |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 504355 |
Source: St. Clair County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1201 USHER DR, O FALLON, IL 62269-3558 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2026 | Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Oct 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VETERANS UNITED HM LNS |
| Jun 15, 2017 | Warranty Deed, Transfer · Conventional with PMI VETERANS UNITED HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2026 · Amount on Record |
| Deed Sale | May 28, 2026 · Amount on Record |
| Prior Sale | Jun 15, 2017 · Amount on Record |
| Deed Document Number | 20262884852 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | May 28, 2026 |
| Property Address | 1201 USHER DR, O FALLON, IL 62269-3558 |
| Document Number | 0A02884852 |
| Instrument Date | May 28, 2026 |
| Instrument | 20262884852 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $62,115.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1201 USHER DR, O FALLON, IL 62269-3558 |
| Date | May 28, 2026 |
|---|
| Name | NEW AMERICAN FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 1201 USHER DR, O FALLON, IL 62269-3558 |
| Document Number | 00A2671165 |
| Instrument Date | Oct 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2020 |
| Title Company | COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1201 USHER DR O FALLON IL 622693558, O FALLON, IL 62269-3558 |
| Document Number | 00A2671165 |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | 2671165 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 13, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Jun 15, 2017 |
| Property Address | 1201 USHER DR, O FALLON, IL 62269-3558 |
| Document Number | 00A2540135 |
| Instrument Date | Jun 15, 2017 |
| Instrument | 2540135 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2017 |
| Title Company | PROFESSIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $382.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1201 USHER DR O FALLON IL 622693558, O FALLON, IL 62269-3558 |
| Document Number | A2540136 |
|---|---|
| Date | Jun 15, 2017 |
| Instrument | 2540136 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 14, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | O'Fallon Township |
| Municipality | O'Fallon City |
| Elementary School District | O'Fallon Community Consolidated School District 90 (PK - 08) |
| Secondary School District | O'Fallon Township High School District 203 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,757.00 (+8.39%) | $121,497 (+9.62%) Land $25,023 Building $96,474 | $364,491 (+9.62%) Land $75,069 Building $289,422 |
| 2024 | $8,079.00 | $110,835 (+22.55%) Land $22,827 Building $88,008 | $332,505 (+22.55%) Land $68,481 Building $264,024 |
| 2022 | $90,439 Land $18,626 Building $71,813 | $271,317 Land $55,878 Building $215,439 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | O FALLON serves 46,603 people · EPA ID IL1631100 |
|---|---|
| Water Source | Purchased surface water from IL AMERICAN-EAST ST LOUIS |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
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