St. Clair County property record for 1220 Usher Dr, O Fallon, IL 62269
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 1,861 sqft · built 1999 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $405,000 (May 2024) |
| Tax Bill | $8,382 (2025) |
| Deeds & Mortgages | Apr 2024 Transfer Jun 2020 Mortgage + 2 more |
| APN | 04-19-0-101-025 |
| Primary APN | 04-19-0-101-025 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,861 sqft Living Area |
| Basement Area | 1,861 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Type | Mixed |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 306 sqft |
| Cooling System | Central |
|---|
| Street Address | 1220 USHER DR |
|---|---|
| City | O FALLON |
| State | IL |
| Zip | 62269-3530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUNTINGTON CHASE LOT/SEC-23 A02814293 |
| Legal Subdivision | HUNTINGTON CHASE |
| Legal Block | 101 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | O'FALLON |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 504355 |
1220 Usher Dr is owned and occupied by two individuals who bought it in May 2024.
Source: St. Clair County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1220 USHER DR, O FALLON, IL 62269-3530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 11, 2024 | Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jun 15, 2020 | Deed of Trust, Mortgage · VA Mortgage GUILD MTG |
| Mar 5, 2019 | Warranty Deed, Transfer · VA Mortgage GUILD MTG |
| Nov 15, 2018 | Warranty Deed, Construction Loan · Line of Credit COMMUNITY BK/TRENTON |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2024 · Amount on File |
| Deed Sale | May 28, 2024 · Amount on File |
| Prior Sale | Apr 11, 2024 |
| Deed Document Number | 20242814293 |
| Prior Transfer Date | Dec 28, 2023 |
| Prior Transfer Doc | 0002810310 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Apr 11, 2024 |
| Property Address | 1220 USHER DR, O FALLON, IL 62269-3530 |
| Document Number | 0A02810310 |
| Map Reference | MB 97 PG 70 |
| Instrument Date | Dec 28, 2023 |
| Instrument | A02810310 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1220 USHER DR, O FALLON, IL 62269-3530 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 1220 USHER DR, O FALLON, IL 62269-3530 |
| Document Number | 00A2655293 |
| Instrument Date | Jun 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2020 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1220 USHER DR O FALLON IL 622693530, O FALLON, IL 62269-3530 |
| Document Number | 00A2655293 |
|---|---|
| Date | Jun 23, 2020 |
| Instrument | 2655293 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 22, 2050 |
| Rate | 2.87% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Mar 5, 2019 |
| Property Address | 1220 USHER DR, O FALLON, IL 62269-3530 |
| Document Number | 00A2605612 |
| Instrument Date | Feb 28, 2019 |
| Instrument | 2605612 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2019 |
| Title Company | ADVANCED TITLE SOLUTIONS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $413.25 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1220 USHER DR O FALLON IL 622693530, O FALLON, IL 62269-3530 |
| Document Number | A2605613 |
|---|---|
| Date | Mar 5, 2019 |
| Instrument | 2605613 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 4, 2049 |
| Rate | 3.87% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Nov 15, 2018 |
| Property Address | 1220 USHER DR, O FALLON, IL 62269-3530 |
| Document Number | 00A2596421 |
| Instrument Date | Nov 6, 2018 |
| Instrument | 2596421 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 7, 2018 |
| Title Company | ADVANCE TITLE SOLUTIONS INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $322.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 1212 WILLOW CRK BREESE IL 622301092, BREESE, IL 62230-1092 |
| Document Number | A2596422 |
|---|---|
| Date | Nov 15, 2018 |
| Instrument | 2596422 |
| Name | COMMUNITY BK/TRENTON |
|---|---|
| Type | Bank |
| Address | TRENTON, IL 62293 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Nov 14, 2019 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
The 2025 property tax bill for 1220 Usher Dr was $8,382 with a homeowner's exemption, up 3.1% from the year before.
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | O'Fallon Township |
| Municipality | O'Fallon City |
| Elementary School District | O'Fallon Community Consolidated School District 90 (PK - 08) |
| Secondary School District | O'Fallon Township High School District 203 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,382.00 (+3.09%) | $122,286 (+9.62%) Land $23,820 Building $98,466 | $366,858 (+9.62%) Land $71,460 Building $295,398 |
| 2024 | $8,131.00 | $111,555 Land $21,730 Building $89,825 | $334,665 Land $65,190 Building $269,475 |
| 2022 | $91,027 Land $17,731 Building $73,296 | $273,081 Land $53,193 Building $219,888 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 1220 Usher Dr; 5 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1220 Usher Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | O FALLON serves 46,603 people · EPA ID IL1631100 |
|---|---|
| Water Source | Purchased surface water from IL AMERICAN-EAST ST LOUIS |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
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