Spokane County property record for 1204 E Montgomery Ave, Spokane, WA 99207
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,440 sqft · built 1909 |
| Lot Size | 0.128 acres (5,595 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $85,000 (Oct 2003) |
| Tax Bill | $3,100 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage May 2023 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35084.1110 |
| Primary APN | 35084.1110 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| Gross Area | 2,620 sqft |
| 1st Floor Area | 840 sqft |
| Upper Floors Area | 940 sqft |
| Basement Area | 840 sqft |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1909 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,595 sqft (0.128 acres) |
| Lot Dimensions | 111 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 175 sqft |
| Canopy | 175 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1204 E MONTGOMERY AVE |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99207-2677 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | HEATHS 5TH L10 B11 |
| Legal Range | 43E |
| Legal Township | 25N |
| Legal Section | 08 |
| Legal Subdivision | HEATHS ADD 05 |
| Legal Block | 11 |
| Legal Lot Number | 10 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 2502 |
1204 E Montgomery Ave is owned and occupied by two individuals who acquired it in April 2023.
Source: Spokane County records, as of September 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1204 E MONTGOMERY AVE, SPOKANE, WA 99207-2677 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Apr 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 18, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Apr 21, 2022 | Deed of Trust, Mortgage · Line of Credit NUMERICA CU |
| Nov 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Feb 6, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 2003 · Amount on File |
| Deed Sale | Oct 10, 2003 · Amount on File |
| Prior Sale | Jun 20, 2000 · Amount on File |
| Deed Document Number | 20034978741 |
| Last Transfer Date | Apr 22, 2023 |
| Transfer Doc | 0007285058 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Apr 16, 2026 |
| Property Address | 1204 E MONTGOMERY AVE, SPOKANE, WA 99207-2677 |
| Document Number | 0007482534 |
| Instrument Date | Apr 11, 2026 |
| Instrument | 20267482534 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 1204 E MONTGOMERY AVE, SPOKANE, WA 99207-2677 |
| Document Number | 0007482534, |
|---|---|
| Date | Apr 16, 2026 |
| Instrument | 20267482534 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | May 18, 2023 |
| Property Address | 1204 E MONTGOMERY AVE, SPOKANE, WA 99207-2677 |
| Document Number | 0007285058 |
| Instrument Date | Apr 22, 2023 |
| Instrument | 7285058 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 1204 E MONTGOMERY AVE, SPOKANE, WA 99207-2677 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2022 |
| Title Company | SPOKANE COUNTY TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0007200507 |
|---|---|
| Date | Apr 21, 2022 |
| Instrument | 7200507 |
| Name | NUMERICA CU |
|---|---|
| Type | Credit Union |
| Address | VERADALE, WA 99037 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Mar 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 1204 E MONTGOMERY AVE, SPOKANE, WA 99207-2677 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0007150218 |
|---|---|
| Date | Nov 16, 2021 |
| Instrument | 7150218 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 1204 E MONTGOMERY AVE, SPOKANE, WA 99207-2677 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007018955 |
|---|---|
| Date | Jan 8, 2021 |
| Instrument | 7018955 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Feb 6, 2019 |
| Property Address | 1204 E MONTGOMERY AVE, SPOKANE, WA 99207-2677 |
| Document Number | 0006780391 |
| Map Reference | VOL B PG 40 |
| Instrument Date | Dec 10, 2018 |
| Instrument | 6780391 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Title Company | VISTA TITLE & ESCROW LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1204 E MONTGOMERY AVE, SPOKANE, WA 99207-2677 |
| Document Number | 0006780392 |
|---|---|
| Date | Feb 6, 2019 |
| Instrument | 6780392 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2049 |
The 2026 property tax bill for 1204 E Montgomery Ave was $3,100, up 2.9% from the year before.
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Spokane City |
| Unified School District | Spokane Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,100.00 (+2.89%) | $306,800 (+1.32%) Land $80,000 Building $226,800 | $306,800 (+1.32%) Land $80,000 Building $226,800 |
| 2025 | $3,013.00 | $302,800 (-0.1%) Land $75,000 Building $227,800 | $302,800 (-0.1%) Land $75,000 Building $227,800 |
| 2024 | $303,100 (+36.78%) Land $65,000 Building $238,100 | $303,100 (+36.78%) Land $65,000 Building $238,100 | |
| 2023 | $2,967.00 (+14.34%) | $221,600 Land $45,000 Building $176,600 | $221,600 Land $45,000 Building $176,600 |
| 2022 | $2,595.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1204 E Montgomery Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1204 E Montgomery Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Wind Wireless Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Intermax Networks Fixed Wireless | 100 / 20 |
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