1208 E Montgomery Ave, Spokane, WA 99207 Property Records

Spokane County property record for 1208 E Montgomery Ave, Spokane, WA 99207

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 1,592 sqft · built 1910
Lot Size0.128 acres (5,595 sqft)
OwnerIndividual Name on File
Last Sale$183,563 (Apr 2018)
Tax Bill$3,225 (2026)
Deeds & MortgagesJul 2026 Line of Credit
Jun 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN35084.1109

Property Details

APN / Parcel Number

Primary APN35084.1109

Interior

Bedrooms5 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,592 sqft Living Area
Gross Area3,024 sqft
1st Floor Area1,092 sqft
Upper Floors Area1,092 sqft
Basement Area840 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleConventional
Exterior MaterialAsbestos
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,595 sqft (0.128 acres)
Lot Dimensions112 ft deep x 50 ft wide
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area182 sqft
Canopy182 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1208 E MONTGOMERY AVE
CitySPOKANE
StateWA
Zip99207-2677
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionHEATHS 5TH L9 B11
Legal Range43E
Legal Township25N
Legal Section08
Legal SubdivisionHEATHS ADD 05
Legal Block11
Legal Lot Number9
JurisdictionSPOKANE WA
Township / Civil DivisionSPOKANE
Census Block Group1
Census Block1024
Census Tract2502

Owner

1208 E Montgomery Ave is owned by an individual who bought it in April 2018.

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing AddressWA
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2026Deed of Trust, Mortgage · Line of Credit
FREEDOM MORTGAGE CORPORATION
Jun 7, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Sep 20, 2019Deed of Trust, Mortgage · VA Mortgage
GUILD MORTGAGE CO
Aug 13, 2020Deed of Trust, Mortgage · VA Mortgage
AMWEST FNDG CORP
Apr 13, 2018Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 13, 2018 · Amount on File
Deed SaleApr 13, 2018 · Amount on File
Prior SaleJun 4, 2004 · Amount on File
Deed Document Number20186699018
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Recording DateJul 20, 2026
Property Address1208 E MONTGOMERY AVE, SPOKANE, WA 99207-2677
Document Number0007503068
Instrument DateJul 10, 2026
Instrument20267503068
Transaction TypeMortgage
Record UpdatedJul 27, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address1208 E MONTGOMERY AVE, SPOKANE, WA 99207-2677
InvestorPossibly a Property Investor

Mortgage

Document Number0007503068,
DateJul 20, 2026
Instrument20267503068
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 5, 2056
Interest
Rate6.52%
Max Rate-1%

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address1208 E MONTGOMERY AVE, SPOKANE, WA 99207-2677
Transaction TypeMortgage
Record UpdatedJun 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007083989
DateJun 7, 2021
Instrument7083989
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount on Record
Term351 Months
DueSep 1, 2050

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address1208 E MONTGOMERY AVE, SPOKANE, WA 99207-2677
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTICOR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006844733
DateSep 20, 2019
Instrument6844733
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2049

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address1208 E MONTGOMERY AVE, SPOKANE, WA 99207-2677
Document Number0006956722
Instrument DateAug 13, 2020
Transaction TypeMortgage
Record UpdatedSep 22, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address1208 E MONTGOMERY AVE SPOKANE WA 992072677, SPOKANE, WA 99207-2677

Mortgage

Document Number0006956722
DateAug 18, 2020
Instrument6956722
Lender
NameAMWEST FNDG CORP
AddressBREA, CA 92821
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 17, 2050

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateApr 13, 2018
Property Address1208 E MONTGOMERY AVE, SPOKANE, WA 99207-2677
Document Number0006699018
Map ReferenceVOL B PG40
Instrument DateApr 13, 2018
Instrument6699018
Transaction TypeTransfer
Record UpdatedSep 16, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,942.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1208 E MONTGOMERY AVE, SPOKANE, WA 99207-2677
InvestorPossibly a Property Investor

Mortgage

Document Number0006699019
DateApr 13, 2018
Instrument6699019
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1208 E Montgomery Ave was $3,225, up 0.6% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalitySpokane City
Unified School DistrictSpokane Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,225.00 (+0.59%)$313,500 (-0.51%) Land $80,000 Building $233,500$313,500 (-0.51%) Land $80,000 Building $233,500
2025$3,206.00$315,100 (-2.51%) Land $75,000 Building $240,100$315,100 (-2.51%) Land $75,000 Building $240,100
2024$323,200 (+36.66%) Land $65,000 Building $258,200$323,200 (+36.66%) Land $65,000 Building $258,200
2023$3,163.00 (+14.23%)$236,500 Land $45,000 Building $191,500$236,500 Land $45,000 Building $191,500
2022$2,769.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1208 E Montgomery Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1208 E Montgomery Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPOKANE
serves 346,138 people · EPA ID WA5383100
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
Wind Wireless
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20
Intermax Networks
Fixed Wireless
100 / 20

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