Spokane County property record for 1108 E Montgomery Ave, Spokane, WA 99207
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 600 sqft · built 1929 |
| Lot Size | 0.128 acres (5,595 sqft) |
| Owner | Individual Name on File |
| Last Sale | $149,900 (Jul 2017) |
| Tax Bill | $341 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 35084.1004 |
| Primary APN | 35084.1004 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Building Area | 600 sqft Living Area |
| 1st Floor Area | 600 sqft |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,595 sqft (0.128 acres) |
| Lot Dimensions | 111 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1108 E MONTGOMERY AVE |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99207-2675 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | HEATHS 5TH L4 B10 |
| Legal Subdivision | HEATHS ADD 05 |
| Legal Block | 10 |
| Legal Lot Number | 4 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 2502 |
1108 E Montgomery Ave is owned and occupied by an individual who bought it in July 2017.
Source: Spokane County records, as of September 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1108 E MONTGOMERY AVE, SPOKANE, WA 99207-2675 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Oct 12, 2020 | Deed of Trust, Mortgage · FHA Mortgage MID-AMERICAN MORTGAGE INC |
| Jul 11, 2017 | Warranty Deed, Transfer · FHA Mortgage GENEVA FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2017 · Amount on File |
| Deed Sale | Jul 11, 2017 · Amount on File |
| Prior Sale | Oct 26, 2005 |
| Deed Document Number | 20176620003 |
| Prior Transfer Date | Nov 23, 2013 |
| Prior Transfer Doc | 0006267497 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 1108 E MONTGOMERY AVE, SPOKANE, WA 99207-2675 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0006979955 |
|---|---|
| Date | Oct 12, 2020 |
| Instrument | 6979955 |
| Name | MID-AMERICAN MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ADDISON, TX 75001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Jul 11, 2017 |
| Property Address | 1108 E MONTGOMERY AVE, SPOKANE, WA 99207-2675 |
| Document Number | 0006620003 |
| Map Reference | VOL B PG40 |
| Instrument Date | Jul 11, 2017 |
| Instrument | 6620003 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,673.22 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1108 E MONTGOMERY AVE, SPOKANE, WA 99207-2675 |
| Document Number | 0006620004 |
|---|---|
| Date | Jul 11, 2017 |
| Instrument | 6620004 |
| Name | GENEVA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
The 2026 property tax bill for 1108 E Montgomery Ave was $341 with a senior citizen's exemption, up 14.8% from the year before.
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Spokane City |
| Unified School District | Spokane Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $341.00 (+14.81%) Senior Citizen's exemption | $228,500 (-9.33%) Land $80,000 Building $148,500 | $228,500 (-9.33%) Land $80,000 Building $148,500 |
| 2025 | $297.00 Senior Citizen's exemption | $252,000 (-1.25%) Land $75,000 Building $177,000 | $252,000 (-1.25%) Land $75,000 Building $177,000 |
| 2024 | $255,200 (+31.21%) Land $65,000 Building $190,200 | $255,200 (+31.21%) Land $65,000 Building $190,200 | |
| 2023 | $2,500.00 (+9.7%) | $194,500 Land $45,000 Building $149,500 | $194,500 Land $45,000 Building $149,500 |
| 2022 | $2,279.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1108 E Montgomery Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1108 E Montgomery Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Wind Wireless Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Intermax Networks Fixed Wireless | 100 / 20 |
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