Clay County property record for 1204 4th Ave S, Moorhead, MN 56560 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.14 acres (6,275 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (Aug 2017) |
| Tax Bill | $2,936 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 58.847.1120 |
| Primary APN | 58.847.1120 |
|---|
| Lot Area | 6,275 sqft (0.14 acres) |
|---|
| Street Address | 1204 4TH AVE S |
|---|---|
| City | MOORHEAD |
| State | MN |
| Zip | 56560-2917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME WHITES 1ST ADD LOT 015 BLOCK 012 SUBDIVISIONCD 58847 S 125' OF LOTS 15-16 BLK 12 |
| Legal Range | 48 |
| Legal Township | 139 |
| Legal Section | 08 |
| Legal Subdivision | WHITES 1ST ADD |
| Legal Block | 12 |
| Legal Lot Number | 15 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | MOORHEAD |
| Census Block Group | 2 |
| Census Block | 2061 |
| Census Tract | 20300 |
Source: Clay County records · APN 58.847.1120
Assessment roll updated August 12, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1204 4TH AVE S, MOORHEAD, MN 56560-2917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTHWESTERN BANK |
| Aug 09, 2017 | Deed, Transfer · Conventional Mortgage NORTHWESTERN BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 09, 2017 · Amount on Record |
| Deed Sale | Aug 09, 2017 · Amount on Record |
| Deed Document Number | 2017771640 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 1204 4TH AVE S, MOORHEAD, MN 56560-2917 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000819169 |
|---|---|
| Date | Aug 05, 2021 |
| Instrument | 819169 |
| Name | NORTHWESTERN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 25, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Aug 09, 2017 |
| Property Address | 1204 4TH AVE S, MOORHEAD, MN 56560-2917 |
| Document Number | 0000771640 |
| Instrument Date | Aug 04, 2017 |
| Instrument | 771640 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FM TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $445.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1204 4TH AVE S, MOORHEAD, MN 56560-2917 |
| Document Number | 0000771641 |
|---|---|
| Date | Aug 09, 2017 |
| Instrument | 771641 |
| Name | NORTHWESTERN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County records · Assessment roll updated August 12, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Moorhead City |
| Unified School District | Moorhead Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,936.00 (+24.09%) | ||
| 2025 | $161,800 (+14.91%) Land $36,400 Building $125,400 | $161,800 (+14.91%) Land $36,400 Building $125,400 | |
| 2023 | $2,366.00 | $140,800 Land $34,000 Building $106,800 | $140,800 Land $34,000 Building $106,800 |
Source: FEMA National Flood Hazard Layer, Clay County (27027C), updated October 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270270203002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 17 (1979–2011) |
| Claims Outside the SFHA | 12 of 17 |
| Most Recent Claim | Apr 2011, river or lake flooding, Severe Storms And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 419 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Midcontinent Communications | Cable | 2,000 / 1,000 |
| Cable One | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Midcontinent Communications, Consolidated Communications, Park Region Mutual Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.
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