Clay County property record for 1214 4th Ave S, Moorhead, MN 56560
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.26 acres (11,289 sqft) |
| Owner | Individual Name on File |
| Last Sale | $269,000 (Dec 2023) |
| Tax Bill | $4,312 (2026) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 58.847.1140 |
| Primary APN | 58.847.1140 |
|---|
| Lot Area | 11,289 sqft (0.26 acres) |
|---|
| Street Address | 1214 4TH AVE S |
|---|---|
| City | MOORHEAD |
| State | MN |
| Zip | 56560-2917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME WHITES 1ST ADD LOT 019 BLOCK 012 SUBDIVISIONCD 58847 LOTS 19-21 BLK 12 |
| Legal Range | 48 |
| Legal Township | 139 |
| Legal Section | 08 |
| Legal Subdivision | WHITES 1ST ADD |
| Legal Block | 12 |
| Legal Lot Number | 19 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | MOORHEAD |
| Census Block Group | 2 |
| Census Block | 2061 |
| Census Tract | 20300 |
Source: Clay County records · APN 58.847.1140
Assessment roll updated August 12, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1214 4TH AVE S, MOORHEAD, MN 56560-2917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 08, 2023 | Warranty Deed, Transfer · Conventional Mortgage SUNRISE BANKS NA |
| Apr 09, 2018 | Deed, Transfer · Conventional Mortgage AFFINITY PLUS FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 08, 2023 · Amount on Record |
| Deed Sale | Dec 08, 2023 · Amount on Record |
| Prior Sale | Apr 09, 2018 · Amount on Record |
| Deed Document Number | 20231607383 |
| Prior Transfer Date | May 11, 2015 |
| Prior Transfer Doc | 0000745675 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Dec 08, 2023 |
| Property Address | 1214 4TH AVE S, MOORHEAD, MN 56560-2917 |
| Document Number | 0000842594 |
| Instrument Date | Dec 08, 2023 |
| Instrument | 842594 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $887.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1214 4TH AVE S, MOORHEAD, MN 56560-2917 |
| Document Number | 0000842595 |
|---|---|
| Date | Dec 08, 2023 |
| Instrument | 842595 |
| Name | SUNRISE BANKS NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 8.5% |
| Index | Other |
| Max Rate | 11.5% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Apr 09, 2018 |
| Property Address | 1214 4TH AVE S, MOORHEAD, MN 56560-2917 |
| Document Number | 0000778533 |
| Instrument Date | Apr 06, 2018 |
| Instrument | 778533 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $636.90 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1214 4TH AVE S, MOORHEAD, MN 56560-2917 |
| Document Number | 0000778534 |
|---|---|
| Date | Apr 09, 2018 |
| Instrument | 778534 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County records · Assessment roll updated August 12, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Moorhead City |
| Unified School District | Moorhead Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,312.00 (+33.5%) | ||
| 2025 | $260,200 (+24.26%) Land $57,400 Building $202,800 | $260,200 (+24.26%) Land $57,400 Building $202,800 | |
| 2023 | $3,230.00 Homeowner's exemption | $209,400 Land $53,600 Building $155,800 | $209,400 Land $53,600 Building $155,800 |
Source: FEMA National Flood Hazard Layer, Clay County (27027C), updated October 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270270203002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 17 (1979–2011) |
| Claims Outside the SFHA | 12 of 17 |
| Most Recent Claim | Apr 2011 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 419 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midcontinent Communications Cable · Fixed Wireless in parts of the area | 2,000 / 1,000 |
| Cable One Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Consolidated Communications, Park Region Mutual Telephone Company.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | Moorhead serves 44,583 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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