1120 4th Ave S, Moorhead, MN 56560 Property Records

Clay County property record for 1120 4th Ave S, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.17 acres (7,523 sqft)
Owner	Company Name on File
Last Sale	$158,500 (Dec 2017)
Tax Bill	$3,440 (2026)
Deeds & Mortgages	Sep 2022 Transfer May 2022 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`58.847.1290`

Property Details

APN / Parcel Number

Primary APN	`58.847.1290`

Exterior

Lot Area	7,523 sqft (0.17 acres)

Location & Zoning

Street Address	1120 4TH AVE S
City	MOORHEAD
State	MN
Zip	56560-2915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME WHITES 1ST ADD LOT 021 BLOCK 013 SUBDIVISIONCD 58847 LOTS 21-22 BLK 13
Legal Range	48
Legal Township	139
Legal Section	08
Legal Subdivision	WHITES 1ST ADD
Legal Block	13
Legal Lot Number	21
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	2
Census Block	2060
Census Tract	20300

Owner

Source: Clay County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1068 WOODS CREEK DR, DELANO, MN 55328-9263
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Quit Claim Deed, Transfer Quitclaim
May 9, 2022	Warranty Deed, Transfer
Dec 27, 2021	Quit Claim Deed, Transfer · Conventional Mortgage GATE CITY BANK
Dec 8, 2017	Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 8, 2017 · Amount on Record
Deed Sale	Dec 8, 2017 · Amount on Record
Prior Sale	Apr 27, 2015 · Amount on Record
Deed Document Number	2017775611
Last Transfer Date	Dec 21, 2021
Transfer Doc	0000824471
Record Updated	Sep 20, 2026

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY MN
Recording Date	Sep 6, 2022
Property Address	1120 4TH AVE S, MOORHEAD, MN 56560-2915
Document Number	0000831968
Instrument Date	Jun 8, 2022
Instrument	831968
Transaction Type	Transfer
Record Updated	Sep 21, 2022

Transaction

Tax	$1.65
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1068 WOODS CREEK DR, DELANO, MN 55328-9263

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	May 9, 2022
Property Address	1120 4TH AVE S, MOORHEAD, MN 56560-2915
Document Number	0000828259
Instrument Date	May 6, 2022
Instrument	828259
Transaction Type	Transfer
Record Updated	May 25, 2022

Transaction

Amount	Amount Recorded
Tax	$676.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1068 WOODS CREEK DR, DELANO, MN 55328-9263

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY MN
Recording Date	Dec 27, 2021
Property Address	1120 4TH AVE S, MOORHEAD, MN 56560-2915
Document Number	0000824471
Instrument Date	Dec 21, 2021
Instrument	824471
Transaction Type	Transfer
Record Updated	Jan 19, 2022

Transaction

Tax	$1.65
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1120 4TH AVE S, 1120, MOORHEAD, MN 56560-2915

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1120 4TH AVE S, MOORHEAD, MN 56560-2915

Mortgage

Document Number	0000824472
Date	Dec 27, 2021
Instrument	824472

Lender

Name	GATE CITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CLAY MN
Recording Date	Dec 8, 2017
Property Address	1120 4TH AVE S, MOORHEAD, MN 56560-2915
Document Number	0000775611
Instrument Date	Dec 1, 2017
Instrument	775611
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$523.05
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 4TH AVE S, MOORHEAD, MN 56560-2915

Mortgage

Document Number	0000775614
Date	Dec 8, 2017
Instrument	775614

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,440.00 (+26.75%)
2025		$200,100 (+15.46%) Land $38,300 Building $161,800	$200,100 (+15.46%) Land $38,300 Building $161,800
2023	$2,714.00	$173,300 Land $35,700 Building $137,600	$173,300 Land $35,700 Building $137,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	17 (1979–2011)
Claims Outside the SFHA	12 of 17
Most Recent Claim	Apr 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2011 · 7 claims Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 3 claims Severe Flooding, High Winds,severe Storms, Apr 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Otter Tail Telecom.

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