12035 Snider Rd, Cincinnati, OH 45249 Property Records

Hamilton County property record for 12035 Snider Rd, Cincinnati, OH 45249

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,740 sqft · built 1973
Lot Size	0.609 acres (26,528 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Nov 2023)
Tax Bill	$6,222 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`600-0015-0039-00`

Property Details

APN / Parcel Number

Primary APN	`600-0015-0039-00`
Alternative APN	`0041417`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,740 sqft Living Area
Gross Area	4,234 sqft
1st Floor Area	1,740 sqft
Basement Area	1,740 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	26,528 sqft (0.609 acres)
Lot Dimensions	200 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	754 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	12035 SNIDER RD
City	CINCINNATI
State	OH
Zip	45249-1228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	SNIDER RD 110 X 200 IRR LOT 4 ACTON FARM SUB
Legal Subdivision	ACTON FARM SUB
Legal Lot Number	4
Jurisdiction	HAMILTON OH
Township / Civil Division	SYCAMORE
Census Block Group	1
Census Block	1000
Census Tract	22302

Owner

12035 Snider Rd is owned and occupied by two individuals who bought it in November 2023.

Source: Hamilton County records, as of May 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12035 SNIDER RD, CINCINNATI, OH 45249-1228
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 6, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
May 26, 2020	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2023 · Amount on File
Deed Sale	Nov 6, 2023 · Amount on File
Prior Sale	Oct 2, 2008 · Amount on File
Deed Document Number	202378623
Deed Book / Page	15037 / 876
Prior Transfer Date	Jul 11, 2008
Prior Transfer Doc	0000000910
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	12035 SNIDER RD, CINCINNATI, OH 45249-1228
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12035 SNIDER RD, CINCINNATI, OH 45249-1228

Mortgage

Document Number	0000021410
Date	Mar 23, 2026
Book Page	15628/1595
Instrument	2026-0021410

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 6, 2023
Property Address	12035 SNIDER RD, CINCINNATI, OH 45249-1228
Document Number	0000078623
Book / Page	15037 / 876
Map Reference	MB 183 PG 38&39
Instrument Date	Oct 26, 2023
Instrument	2023-0078623
Transaction Type	Transfer
Record Updated	Dec 19, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12035 SNIDER RD, CINCINNATI, OH 45249-1228

Mortgage

Document Number	0000078624
Date	Nov 6, 2023
Instrument	2023-0078624

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	12035 SNIDER RD, CINCINNATI, OH 45249-1228
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000048929
Date	May 26, 2020
Book Page	14175/2490
Instrument	2020-0048929

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CECIL, PA 15321

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Mar 25, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	12035 SNIDER RD, CINCINNATI, OH 45249-1228
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010967
Date	Jan 26, 2021
Book Page	14341/1118
Instrument	2021-0010967

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12035 Snider Rd was $6,222, up 13.2% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Sycamore Township
Unified School District	Princeton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,222.00 (+13.17%)	$101,644 (-) Land $24,941 Building $76,703	$290,410 Land $71,260 Building $219,150
2024	$5,498.00 (+7.91%)	$101,644 (-) Land $24,941 Building $76,703
2023	$5,095.00 (-5.58%) Homeowner's exemption	$101,644 (+27.6%) Land $24,941 Building $76,703	$290,410 Land $71,260 Building $219,150
2022	$5,396.00 Homeowner's exemption	$79,657 Land $22,740 Building $56,917
2020			$227,590 Land $64,970 Building $162,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12035 Snider Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2008–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12035 Snider Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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