Hamilton County property record for 12032 Snider Rd, Cincinnati, OH 45249
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 5,427 sqft · built 1983 |
| Lot Size | 0.873 acres (38,028 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $12,658 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Mar 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 620-0201-0194-00 |
| Primary APN | 620-0201-0194-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 5,427 sqft Living Area |
| Gross Area | 6,373 sqft |
| 1st Floor Area | 1,842 sqft |
| 2nd Floor Area | 1,930 sqft |
| Basement Area | 1,842 sqft |
| Finished Basement | 1,655 sqft |
| Unfinished Basement | 187 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 38,028 sqft (0.873 acres) |
| Lot Dimensions | 328 ft deep x 25 ft wide |
| Garage Type | Attached |
| Garage Area | 759 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 456 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 12032 SNIDER RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45249-1229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | SNIDER RD 25.01 X 328.64 IR LOT 3 HERITAGE ESTATES SUB |
| Legal Subdivision | HERITAGE ESTATES SUB |
| Legal Lot Number | 3 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SYMMES |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 24301 |
12032 Snider Rd is owned and occupied by two individuals who acquired it in May 2004.
Source: Hamilton County records, as of January 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12032 SNIDER RD, CINCINNATI, OH 45249-1229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 26, 2022 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Mar 9, 2020 | Warranty Deed, Transfer · Conventional with PMI TCF NAT'L BK |
| Mar 6, 2020 | Deed of Trust, Mortgage · Conventional with PMI TCF NAT'L BK |
| Aug 20, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2004 |
| Deed Sale | May 21, 2004 |
| Deed Document Number | 2004119688 |
| Deed Book / Page | 9625 / 1674 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 12032 SNIDER RD, CINCINNATI, OH 45249-1229 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 0000009486 |
|---|---|
| Date | Jan 26, 2022 |
| Book Page | 14591/1550 |
| Instrument | 2022-0009486 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 9, 2020 |
| Property Address | 12032 SNIDER RD, CINCINNATI, OH 45249-1229 |
| Document Number | 0000023283 |
| Book / Page | 014120 / 002634 |
| Instrument Date | Mar 6, 2020 |
| Instrument | 23283 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2020 |
| Title Company | PREMIER SERVICES TITLE AGENCY LLC, PREMIER SVC TITLE AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,912.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12032 SNIDER RD CINCINNATI OH 452491229, CINCINNATI, OH 45249-1229 |
| Document Number | 23284 |
|---|---|
| Date | Mar 9, 2020 |
| Book Page | 014120/002636 |
| Instrument | 23284 |
| Name | TCF NAT'L BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 8, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 12032 SNIDER RD, CINCINNATI, OH 45249-1229 |
| Document Number | 0000023284 |
| Instrument Date | Mar 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12032 SNIDER RD CINCINNATI OH 452491229, CINCINNATI, OH 45249-1229 |
| Document Number | 0000023284 |
|---|---|
| Date | Mar 9, 2020 |
| Book Page | 014120/002636 |
| Instrument | 23284 |
| Name | TCF NAT'L BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 8, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 20, 2018 |
| Property Address | 12032 SNIDER RD, CINCINNATI, OH 45249-1229 |
| Document Number | 0000073326 |
| Book / Page | 013735 / 001629 |
| Instrument Date | Aug 13, 2018 |
| Instrument | 73326 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 26 E 6TH ST #801 CINCINNATI OH 452022553, 801, CINCINNATI, OH 45202-2553 |
The 2025 property tax bill for 12032 Snider Rd was $12,658, up 3.2% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Symmes Township |
| Unified School District | Sycamore Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,658.00 (+3.18%) | $253,148 (-) Land $28,000 Building $225,148 | $723,280 Land $80,000 Building $643,280 |
| 2024 | $12,268.00 (+0.49%) | $253,148 (-) Land $28,000 Building $225,148 | |
| 2023 | $12,208.00 (+23.05%) | $253,148 (+51.31%) Land $28,000 Building $225,148 | $723,280 Land $80,000 Building $643,280 |
| 2022 | $9,921.00 Homeowner's exemption | $167,300 Land $30,240 Building $137,060 | |
| 2020 | $478,000 Land $86,400 Building $391,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12032 Snider Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12032 Snider Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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