12034 Steven Ln, Dunkirk, MD 20754 Property Records

Calvert County property record for 12034 Steven Ln, Dunkirk, MD 20754

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,394 sqft · built 1996
Lot Size	1.3 acres (56,628 sqft)
Owner	Individual Name on Record
Last Sale	$955,000 (Jul 2022)
Tax Bill	$7,402 (2023)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-100316`

Property Details

APN / Parcel Number

Primary APN	`03-100316`
Alternative APNs	`3100316` `100316`

Interior

Full Baths	5 Baths
Stories	2 Stories
Building Area	3,394 sqft Total Area
Gross Area	3,199 sqft
1st Floor Area	2,613 sqft
Basement Area	1,298 sqft
Finished Basement	1,298 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Wood Frame
Roof Material	Composition Shingle
Lot Area	56,628 sqft (1.3 acres)
Garage Type	Built-in
Garage Area	806 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	900 sqft
Porch	Open Porch
Porch Area	272 sqft
Deck Area	323 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	100316
Old Parcel Number	3100316
Street Address	12034 STEVEN LN
City	DUNKIRK
State	MD
Zip	20754-9427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 63 PATUXENT PALISADES
Legal Subdivision	PAXTUXENT PALISADES
Legal Lot Number	63 12034
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3003
Census Tract	860103

Owner

Source: Calvert County records, as of September 18, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	12034 STEVEN LN, DUNKIRK, MD 20754-9427
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST MORTGAGE SOLUTIONS LLC
Jul 28, 2022	Special Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
May 8, 2019	Grant Deed, Transfer · VA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2022 · Amount on Record
Deed Sale	Jul 28, 2022 · Amount on Record
Prior Sale	May 8, 2019 · Amount on Record
Deed Document Number	0063202254
Deed Book / Page	6320 / 2254
Record Updated	Jun 7, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	12034 STEVEN LN, DUNKIRK, MD 20754-9427
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	SILK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061710428
Date	Dec 16, 2021
Book Page	6171/428

Lender

Name	FIRST MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

July 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CALVERT MD
Recording Date	Jul 28, 2022
Property Address	12034 STEVEN LN, DUNKIRK, MD 20754-9427
Document Number	0063200225
Book / Page	6320 / 225
Map Reference	MB 2 FO 66
Instrument Date	Jul 20, 2022
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,387.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12034 STEVEN LN, DUNKIRK, MD 20754-9427

Mortgage

Document Number	0006320234
Date	Jul 28, 2022
Instrument	6320/234

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	May 8, 2019
Property Address	12034 STEVEN LN, DUNKIRK, MD 20754-9427
Document Number	0053560343
Book / Page	005356 / 000343
Instrument Date	May 3, 2019
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$715.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12034 STEVEN LN DUNKIRK MD 207549427, DUNKIRK, MD 20754-9427

Mortgage

Document Number	53560350
Date	May 8, 2019
Book Page	005356/000350

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2049

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,402.00	$712,467	$833,200 Land $228,000 Building $605,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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