12025 Steven Ln, Dunkirk, MD 20754 Property Records

Calvert County property record for 12025 Steven Ln, Dunkirk, MD 20754

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,947 sqft · built 2000
Lot Size	1.09 acres (47,480 sqft)
Owner	Individual Name on Record
Last Sale	$644,000 (Nov 2020)
Tax Bill	$5,974 (2023)
Deeds & Mortgages	Nov 2020 Sale & Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-100243`

Property Details

APN / Parcel Number

Primary APN	`03-100243`
Alternative APNs	`3100243` `100243`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,947 sqft Total Area
1st Floor Area	1,827 sqft
Attic Area	222 sqft
Basement Area	710 sqft
Finished Basement	710 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	47,480 sqft (1.09 acres)
Garage Type	Built-in
Garage Area	569 sqft
Parking Spaces	2 Parking Spaces
Patio Area	240 sqft
Shed	1 Shed
Shed Area	375 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	100243
Old Parcel Number	3100243
Street Address	12025 STEVEN LN
City	DUNKIRK
State	MD
Zip	20754-9426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 43 PATUXENT PALISADES
Legal Subdivision	PAXTUXENT PALISADES
Legal Lot Number	43 12025
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3002
Census Tract	860103

Owner

Source: Calvert County records, as of September 18, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1205 STEVEN LN, DUNKIRK, MD 20754
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2020	Deed, Transfer · VA Mortgage FIRST SAVINGS MORTGAGE CORP
May 22, 2019	Warranty Deed, Transfer · VA Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2020 · Amount on Record
Deed Sale	Nov 4, 2020 · Amount on Record
Prior Sale	May 22, 2019 · Amount on Record
Deed Document Number	0000057521
Deed Book / Page	5752 / 1
Record Updated	Jun 7, 2026

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Nov 4, 2020
Property Address	12025 STEVEN LN, DUNKIRK, MD 20754-9426
Document Number	0057520001
Book / Page	5752 / 1
Map Reference	MB 2 PL 66
Instrument Date	Aug 18, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	LOGAN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12025 STEVEN LN, DUNKIRK, MD 20754-9426

Mortgage

Document Number	57526
Date	Nov 4, 2020
Instrument	5752/6

Lender

Name	FIRST SAVINGS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Sep 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALVERT MD
Recording Date	May 22, 2019
Property Address	12025 STEVEN LN, DUNKIRK, MD 20754-9426
Document Number	0053630141
Book / Page	5363 / 141
Map Reference	MB 2 PL 66
Instrument Date	May 13, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	UNIVERSAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,487.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12025 STEVEN LN, DUNKIRK, MD 20754-9426

Mortgage

Document Number	0053630151
Date	May 22, 2019
Book Page	5363/151

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,974.00	$575,033	$647,700 Land $225,900 Building $421,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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