12026 Steven Ln, Dunkirk, MD 20754 Property Records

Calvert County property record for 12026 Steven Ln, Dunkirk, MD 20754

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,057 sqft · built 1996
Lot Size	1.37 acres (59,677 sqft)
Owner	2 Company Names on Record
Tax Bill	$7,220 (2025)
Deeds & Mortgages	Dec 2017 Line of Credit Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-100324`

Property Details

APN / Parcel Number

Primary APN	`03-100324`
Alternative APNs	`3100324` `100324`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,057 sqft Total Area
Basement Area	647 sqft
Finished Basement	647 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	59,677 sqft (1.37 acres)
Garage Type	Built-in
Garage Area	664 sqft
Parking Spaces	2 Parking Spaces
Pool Area	544 sqft
Deck Area	509 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	100324
Street Address	12026 STEVEN LN
City	DUNKIRK
State	MD
Zip	20754-9427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 65 PATUXENT PALISADES
Legal Subdivision	PATUXENT PALISADES PLAT TWO
Legal Lot Number	65
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3003
Census Tract	860103

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	12026 STEVEN LN, DUNKIRK, MD 20754-9427
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2017	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Jul 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage EDUCATIONAL SYSTEMS FCU
Jul 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage EDUCATIONAL SYSTEMS FCU
Jun 12, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 1997
Deed Sale	Jan 16, 1997
Deed Document Number	19971892
Deed Book / Page	923 / 638
Last Transfer Date	May 14, 2018
Transfer Doc	0052030148
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	12026 STEVEN LN, DUNKIRK, MD 20754-9427
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	SERVICELINK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051080388
Date	Dec 5, 2017
Book Page	5108/388

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Nov 7, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	12026 STEVEN LN, DUNKIRK, MD 20754-9427
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	BRENNAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056420321
Date	Jul 15, 2020
Book Page	5642/321

Lender

Name	EDUCATIONAL SYSTEMS FCU
Type	Credit Union
Address	GREENBELT, MD 20768

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	12026 STEVEN LN, DUNKIRK, MD 20754-9427
Document Number	0056890297
Instrument Date	Jul 6, 2020
Transaction Type	Mortgage
Record Updated	Sep 17, 2020
Title Company	BRENNAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	12026 STEVEN LN DUNKIRK MD 207549427, DUNKIRK, MD 20754-9427

Mortgage

Document Number	0056890297
Date	Sep 4, 2020
Book Page	005689/000297

Lender

Name	EDUCATIONAL SYSTEMS FCU
Address	GREENBELT, MD 20768-0179

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 3, 2035

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALVERT MD
Recording Date	Jun 12, 2018
Property Address	12026 STEVEN LN, DUNKIRK, MD 20754-9427
Document Number	0052030148
Book / Page	005203 / 000148
Instrument Date	May 14, 2018
Transaction Type	Transfer
Record Updated	Jun 21, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	12026 STEVEN LN DUNKIRK MD 207549427, DUNKIRK, MD 20754-9427

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$661,633 (+2.01%)	$687,700 (+6.03%) Land $228,700 Building $459,000
2025	$7,220.00 (+19.14%) Homeowner's exemption	$648,600 (+11.19%) Land $228,700 Building $419,900	$648,600 (-) Land $228,700 Building $419,900
2023	$6,060.00 Homeowner's exemption	$583,333	$648,600 Land $228,700 Building $419,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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