1101 Second Cedar Bluff St, Tipton, IA 52772 Property Records

Cedar County property record for 1101 Second Cedar Bluff St, Tipton, IA 52772

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,727 sqft · built 2005
Lot Size	0.892 acres (38,856 sqft)
Owner	Individual Name on Record
Tax Bill	$3,250 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`002005284770010`

Property Details

APN / Parcel Number

Primary APN	`002005284770010`
Alternative APN	`02000200528477001000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,727 sqft Living Area
Basement Area	708 sqft
Unfinished Basement	154 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	38,856 sqft (0.892 acres)
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	596 sqft
Deck Area	406 sqft
Patio Area	776 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1101 SECOND-CEDAR BLUFF ST
City	TIPTON
State	IA
Zip	52772
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR BLUFF LOTS 1-4& E'LY 47' L 11 & 12EXC N'LY 50' OF W'LY125' LOT 4 BLK 15
Legal Range	04W
Legal Township	81N
Legal Section	28
Legal Subdivision	NORTHWESTERN IMPROV COMPA
Legal Block	15
Legal Lot Number	4
Jurisdiction	CEDAR IA
Township / Civil Division	CASS
Census Block Group	4
Census Block	4088
Census Tract	450200

Owner

Source: Cedar County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1101 SECOND-CEDAR BLUFF ST, TIPTON, IA 52772
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 5, 2024
Transfer Doc	001728/171
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	1101 SECOND-CEDAR BLUFF ST, TIPTON, IA 52772
Transaction Type	Mortgage
Record Updated	Sep 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00001557/2
Date	Nov 24, 2020
Book Page	1557/2
Instrument	2020 4105

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	1101 SECOND-CEDAR BLUFF ST, TIPTON, IA 52772
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00001577/8
Date	Mar 22, 2021
Book Page	1577/8
Instrument	2021 1009

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 21, 2026

Interest

Rate Type	Fixed Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	1101 SECOND-CEDAR BLUFF ST, TIPTON, IA 52772
Transaction Type	Mortgage
Record Updated	Apr 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001611/341
Date	Sep 21, 2021
Book Page	1611/341
Instrument	2021 3631

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 20, 2026

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Unified School District	Tipton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,250.00 Homeowner's exemption	$310,220 (-) Land $55,140 Building $255,080	$310,220 (-) Land $55,140 Building $255,080
2025	$3,250.00 (-10.3%) Homeowner's exemption	$310,220 (+5.2%) Land $55,140 Building $255,080	$310,220 (+5.2%) Land $55,140 Building $255,080
2024	$3,623.00 (+12.73%)
2023		$294,880 (+13.52%) Land $36,930 Building $257,950	$294,880 (+13.52%) Land $36,930 Building $257,950
2022	$3,214.00 Homeowner's exemption	$259,770 Land $33,230 Building $226,540
2021			$259,770 Land $33,230 Building $226,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mechanicsville Telephone Company Fiber	1,000 / 250
GigFire Fixed Wireless	150 / 130

May also be available: Liberty Communications.

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