1203 E Spruce Dr, Chandler, AZ 85286 Property Records

Maricopa County property record for 1203 E Spruce Dr, Chandler, AZ 85286

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,101 sqft · built 2022
Lot Size	0.09 acres (3,905 sqft)
Owner	Individual Name on Record
Last Sale	$540,000 (Oct 2023)
Tax Bill	$1,887 (2025)
Deeds & Mortgages	Jan 2025 Mortgage Nov 2025 Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`303-29-858`

Property Details

APN / Parcel Number

Primary APN	`303-29-858`
Alternative APN	`303298583`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,101 sqft Living Area
Gross Area	2,251 sqft
1st Floor Area	1,064 sqft
2nd Floor Area	1,037 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Combination
Roof Material	Concrete
Lot Area	3,905 sqft (0.09 acres)
Parking Spaces	2 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1203 E SPRUCE DR
City	CHANDLER
State	AZ
Zip	85286-1863
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PAD
Legal Description	WILLIS GATED COMMUNITY MCR 1256-41
Legal Range	5E
Legal Township	2S
Legal Section	2
Legal Subdivision	WILLIS GATED COMMUNITY
Legal Lot Number	15
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	3
Census Block	3016
Census Tract	812100

Owner

Source: Maricopa County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2777 S ARIZONA AVE, CHANDLER, AZ 85286-1801
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 6, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 31, 2023	Warranty Deed, Transfer · VA Mortgage PLAZA HOME MORTGAGE INC
Jun 24, 2021	Special Warranty Deed, Construction Loan · Construction Mortgage M & T BANK
Aug 19, 2020	Deed of Trust, Mortgage SCOTT A GOULD
Sep 24, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE
Oct 23, 2019	Correction Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2023 · Amount on Record
Deed Sale	Oct 31, 2023 · Amount on Record
Prior Sale	Jun 24, 2021 · Amount on Record
Deed Document Number	2023565643
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1203 E SPRUCE DR, CHANDLER, AZ 85286-1863
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1203 E SPRUCE DR, CHANDLER, AZ 85286-1863
Investor	Possibly a Property Investor

Mortgage

Document Number	0000037310
Date	Jan 23, 2025
Instrument	20250037310

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2055

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1203 E SPRUCE DR, CHANDLER, AZ 85286-1863
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1203 E SPRUCE DR, CHANDLER, AZ 85286-1863
Investor	Possibly a Property Investor

Mortgage

Document Number	0000642892
Date	Nov 6, 2025
Instrument	20250642892

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 31, 2023
Property Address	1203 E SPRUCE DR, CHANDLER, AZ 85286-1863
Document Number	0000565643
Map Reference	MB 1256 PG 41
Instrument Date	Oct 27, 2023
Instrument	20230565643
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	EMPIRE W TITLE AGENCY, EMPIRE TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1040 S GILBERT RD # RD201, RD201, GILBERT, AZ 85296-3469

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1203 E SPRUCE DR, CHANDLER, AZ 85286-1863
Investor	Possibly a Property Investor

Mortgage

Document Number	0000565644
Date	Oct 31, 2023
Instrument	20230565644

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

June 2021: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 24, 2021
Property Address	1203 E SPRUCE DR, CHANDLER, AZ 85286-1863
Document Number	0000695355
Map Reference	MB 1256 PG 41
Instrument Date	Jun 24, 2021
Instrument	20210695355
Transaction Type	Construction Loan
Record Updated	Nov 21, 2025
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	975 E RIGGS RD # RD12-125, RD12-125, CHANDLER, AZ 85249-4260

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 S GILBERT RD STE 201, 201, GILBERT, AZ 85296-3471

Mortgage

Document Number	0000695357
Date	Jun 24, 2021
Instrument	20210695357

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Jun 24, 2023

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1203 E SPRUCE DR, CHANDLER, AZ 85286-1863
Document Number	0000841690
Instrument Date	Aug 19, 2020
Transaction Type	Mortgage
Record Updated	Sep 17, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3650 E WIER AVE PHOENIX AZ 850402932, PHOENIX, AZ 85040-2932

Mortgage

Document Number	0000841690
Date	Sep 9, 2020
Instrument	841690

Lender

Name	SCOTT A GOULD
Address	PO BOX 97235, PHOENIX, AZ 85060-7235

Agreement

Amount	Amount Recorded

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 24, 2019
Property Address	1203 E SPRUCE DR, CHANDLER, AZ 85286-1863
Document Number	0000752816
Instrument Date	Sep 12, 2019
Instrument	752816
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	975 E RIGGS RD #12-125 CHANDLER AZ 852494260, 12-125, CHANDLER, AZ 85249-4260

October 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 23, 2019
Property Address	1203 E SPRUCE DR, CHANDLER, AZ 85286-1863
Document Number	0000845256
Instrument Date	Sep 12, 2019
Instrument	845256
Transaction Type	Transfer
Record Updated	Oct 29, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	975 E RIGGS RD #12-125 CHANDLER AZ 852494260, 12-125, CHANDLER, AZ 85249-4260

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Chandler City
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,180 (+98.83%)	$481,800 (+7.38%) Land $96,300 Building $385,500
2025	$1,887.00 (-13.68%)	$24,232 (-48.2%)	$448,700 (-4.08%) Land $89,700 Building $359,000
2024		$46,780 (+471.18%)	$467,800 (+471.18%) Land $93,500 Building $374,300
2023	$2,186.00 (+562.42%)	$8,190 Land $8,190	$81,900 Land $81,900
2022	$330.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.3% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHANDLER serves 247,328 people · EPA ID AZ0407090
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	45 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 500
Verizon Fixed Wireless	300 / 20
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile, WeLink Communications.

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