McHenry County property record for 1203 Clover Ln, McHenry, IL 60051
| Property Type | Single Family Home |
|---|---|
| Details | 900 sqft · built 1955 |
| Lot Size | 0.248 acres (10,814 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $168,000 (Apr 2021) |
| Deeds & Mortgages | Oct 2025 Mortgage Dec 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-25-477-025 |
| Primary APN | 09-25-477-025 |
|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 900 sqft Living Area |
| 1st Floor Area | 900 sqft |
| Year Built | Built 1955 |
|---|---|
| Architectural Style | A-Frame |
| Exterior Material | Frame/Vinyl |
| Construction Type | Frame |
| Lot Area | 10,814 sqft |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1203 CLOVER LN |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-4605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2021R0022182 LT 13 BLK 9 EASTWOOD MANOR UNIT 1 |
| Legal Range | 08E |
| Legal Township | 45N |
| Legal Section | 25 |
| Legal Subdivision | EASTWOOD MANOR 01 |
| Legal Block | 9 |
| Legal Lot Number | 13 |
| Legal Unit | 1 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 870702 |
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1203 CLOVER LN, MCHENRY, IL 60051-4605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 9, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 21, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 22, 2021 | Warranty Deed, Transfer · FHA Mortgage MIDWEST COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 2021 · Amount on Record |
| Deed Sale | Apr 22, 2021 · Amount on Record |
| Prior Sale | Jul 2, 1998 · Amount on Record |
| Deed Document Number | 2021R0022182 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1203 CLOVER LN, MCHENRY, IL 60051-4605 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 1203 CLOVER LN, MCHENRY, IL 60051-4605 |
| Document Number | 0000028065 |
|---|---|
| Date | Oct 9, 2025 |
| Instrument | 2025R0028065 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 307 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1203 CLOVER LN, MCHENRY, IL 60051-4605 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2024 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 1203 CLOVER LN, MCHENRY, IL 60051-4605 |
| Document Number | 0000032151 |
|---|---|
| Date | Dec 21, 2023 |
| Instrument | 2023R0032151 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 329 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Apr 22, 2021 |
| Property Address | 1203 CLOVER LN, MCHENRY, IL 60051-4605 |
| Document Number | 0000022182 |
| Map Reference | DOC296453MB12PG45 |
| Instrument Date | Apr 14, 2021 |
| Instrument | 2021R0022182 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Title Company | NOT AVAILABLE, CT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $168.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1203 CLOVER LN, MCHENRY, IL 60051-4605 |
| Document Number | 0000022183 |
|---|---|
| Date | Apr 22, 2021 |
| Instrument | 2021R0022183 |
| Name | MIDWEST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $48,630 Land $14,614 Building $34,016 | $145,890 Land $43,842 Building $102,048 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2001 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA ILLINOIS-EASTWOOD MANOR private · serves 728 people · EPA ID IL1115250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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