McHenry County property record for 1200 Clover Ln, McHenry, IL 60051
| Property Type | Single Family Home |
|---|---|
| Details | 1,126 sqft · built 1956 |
| Lot Size | 0.217 acres (9,469 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (May 2006) |
| Deeds & Mortgages | Feb 2022 Mortgage Sep 2011 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-25-478-003 |
| Primary APN | 09-25-478-003 |
|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,126 sqft Living Area |
| 1st Floor Area | 1,126 sqft |
| Year Built | Built 1956 |
|---|---|
| Architectural Style | A-Frame |
| Exterior Material | Frame/Vinyl |
| Construction Type | Frame |
| Lot Area | 9,469 sqft |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1200 CLOVER LN |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-4606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2007R0045715 LT 6 BLK 8 EASTWOOD MANOR UNIT 1 MEMO: DOWNING, DONALD E/MELDRUM, JESSICA M |
| Legal Range | 08E |
| Legal Township | 45N |
| Legal Section | 25 |
| Legal Subdivision | EASTWOOD MANOR 01 |
| Legal Block | 8 |
| Legal Lot Number | 6 |
| Legal Unit | 1 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 870702 |
1200 Clover Ln is owned and occupied by an individual who acquired it in July 2007.
Source: McHenry County records, as of May 13, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1200 CLOVER LN, MCHENRY, IL 60051-4606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 1, 2022 | Deed of Trust, Mortgage · FHA Mortgage PNC BANK NA |
| Sep 23, 2011 | Loan Modification, Mortgage PNC MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2006 · Amount on File |
| Deed Sale | May 2, 2006 · Amount on File |
| Prior Sale | May 2, 2006 · Amount on File |
| Deed Document Number | 0000031071 |
| Last Transfer Date | Jul 2, 2007 |
| Transfer Doc | 0000045715 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1200 CLOVER LN, MCHENRY, IL 60051-4606 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1200 CLOVER LN, MCHENRY, IL 60051-4606 |
| Document Number | 0000004226 |
|---|---|
| Date | Feb 1, 2022 |
| Instrument | 2022R0004226 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45401 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 236 Months |
| Due | Oct 1, 2041 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1200 CLOVER LN, MCHENRY, IL 60051-4606 |
| Document Number | 0000025387 |
| Instrument Date | Sep 23, 2011 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1200 CLOYER LN MCHENRY IL 60051, MCHENRY, IL 60051 |
| Document Number | 0000025387 |
|---|---|
| Date | Jul 27, 2018 |
| Instrument | 25387 |
| Name | PNC MTG |
|---|---|
| Type | Mortgage Company |
| Address | MIAMISBURG, OH 45342 |
| Amount | Amount on Record |
|---|---|
| Term | 276 Months |
| Due | Jul 26, 2041 |
| Rate | 3.75% |
|---|
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $52,766 Land $14,614 Building $38,152 | $158,298 Land $43,842 Building $114,456 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1200 Clover Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2001 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1200 Clover Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA ILLINOIS-EASTWOOD MANOR private · serves 728 people · EPA ID IL1115250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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