1202 Clover Ln, McHenry, IL 60051 Property Records

McHenry County property record for 1202 Clover Ln, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Details1,565 sqft · built 1963
Lot Size0.217 acres (9,583 sqft)
Owner2 Individual Names on Record
Last Sale$200,000 (Feb 2022)
Tax Bill$5,144 (2024)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Oct 2021 Transfer
Flood ZoneZone X (minimal risk)
APN09-25-478-002

Property Details

APN / Parcel Number

Primary APN09-25-478-002

Interior

Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,565 sqft Living Area
1st Floor Area1,565 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleA-Frame
Exterior MaterialCombination
Construction TypeFrame
Lot Area9,583 sqft (0.217 acres)
Garage Area425 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1202 CLOVER LN
CityMCHENRY
StateIL
Zip60051-4606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2022R0006243 LT 5 BLK 8 EASTWOOD MANOR UNIT 1
Legal SubdivisionEASTWOOD MANOR
Legal Block8
Legal Lot Number5
Legal Unit1
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group4
Census Block4014
Census Tract870702

Owner

Source: McHenry County records, as of June 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1202 CLOVER LN, MCHENRY, IL 60051-4606
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2022Warranty Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Oct 1, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 16, 2022 · Amount on Record
Deed SaleFeb 16, 2022 · Amount on Record
Prior SaleOct 18, 1994 · Amount on Record
Deed Document Number20226243
Prior Transfer DateSep 4, 2021
Prior Transfer Doc0000053619
Record UpdatedSep 20, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateFeb 16, 2022
Property Address1202 CLOVER LN, MCHENRY, IL 60051-4606
Document Number0000006243
Instrument DateFeb 7, 2022
Instrument2022R0006243
Transaction TypeTransfer
Record UpdatedMar 2, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$200.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1202 CLOVER LN, MCHENRY, IL 60051-4606

Mortgage

Document Number0000006244
DateFeb 16, 2022
Instrument2022R0006244
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052
Interest
Rate3.75%

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCHENRY IL
Recording DateOct 1, 2021
Property Address1202 CLOVER LN, MCHENRY, IL 60051-4606
Document Number0000053619
Map ReferenceMB 12 PG 45
Instrument DateSep 4, 2021
Instrument2021R0053619
Transaction TypeTransfer
Record UpdatedOct 12, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4530 BUCHANAN RD, BUCHANAN, TN 38222-3458

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$5,144.00$72,499 (+11.2%) Land $7,654 Building $64,845$217,497 (+11.2%) Land $22,962 Building $194,535
2022$65,197 Land $14,614 Building $50,583$195,591 Land $43,842 Building $151,749

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims1 (2001)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA ILLINOIS-EASTWOOD MANOR
private · serves 728 people · EPA ID IL1115250
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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