1203 Cardinal St, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 1203 Cardinal St, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,326 sqft · built 1973
Lot Size	0.253 acres (11,000 sqft)
Owner	Company Name on File
Last Sale	$340,000 (Jun 2026)
Tax Bill	$2,331 (2025)
Deeds & Mortgages	Apr 2014 Reverse Mortgage Dec 2008 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`988312865323`

Property Details

APN / Parcel Number

Primary APN	`988312865323`
Alternative APNs	`988312864396` `004429000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,326 sqft Heated Area
Flooring	Carpet
Interior Walls	Wood

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,000 sqft (0.253 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	988312865323
Street Address	1203 CARDINAL ST
City	KILL DEVIL HILLS
State	NC
Zip	27948-8767
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 12 BLK: 24 SEC: PL: 2 SL: 18
Legal Subdivision	KILL DEVIL HILLS REALTY CORP
Legal Block	24
Legal Lot Number	12
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1048
Census Tract	970302

Owner

Source: Dare County assessment roll, as of October 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	101 AIRSTRIP RD, 219, KILL DEVIL HILLS, NC 27948-8134
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2014	Deed of Trust, Mortgage · Reverse Mortgage TOWNEBANK MORTGAGE
Dec 22, 2008	Deed of Trust, Mortgage · Reverse Mortgage BANK OF AMERICA NA
Jun 4, 2026	Warranty Deed, Transfer · Conventional Mortgage WCP FUND I LLC
Mar 3, 2020	Warranty Deed, Transfer THOMAS ROSE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 4, 2026 · Amount on Record
Deed Sale	Jun 4, 2026 · Amount on Record
Prior Sale	Mar 3, 2020 · Amount on Record
Deed Document Number	2026700160425
Deed Book / Page	2854 / 404
Record Updated	Sep 20, 2026

April 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	1203 CARDINAL ST, KILL DEVIL HILLS, NC 27948-8767
Transaction Type	Mortgage
Record Updated	Jun 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001955/497
Date	Apr 14, 2014
Book Page	1955/497
Instrument	6342223

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	906 Months
Due	Oct 9, 2089

Interest

Rate Type	Adjustable Rate
Rate	2.4%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2014
Change Frequency	Monthly
Index	1-Month LIBOR
Max Rate	12.4%

December 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	1203 CARDINAL ST, KILL DEVIL HILLS, NC 27948-8767
Transaction Type	Mortgage
Record Updated	Jun 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001787/368
Date	Dec 22, 2008
Book Page	1787/368
Instrument	6251520

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	SAINT CHARLES, MO 63304

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	970 Months
Due	Oct 9, 2089

Interest

Rate Type	Adjustable Rate
Rate	2.44%
Type Change Date	Mar 1, 2009
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.4%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Jun 4, 2026
Property Address	1203 CARDINAL ST, KILL DEVIL HILLS, NC 27948-8767
Document Number	0700160425
Book / Page	2854 / 404
Instrument Date	May 21, 2026
Instrument	2026700160425
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$68,680.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

Mortgage

Document Number	0700160426,
Date	Jun 4, 2026
Instrument	2026700160426

Lender

Name	WCP FUND I LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.23%
Max Rate	-1%

Mortgage

Document Number	002854/432,
Date	Jun 4, 2026
Book Page	2854/432
Instrument	2026700160427

Lender

Name	WCP FUND I LLC

Agreement

Amount	Amount Recorded

Interest

Rate	6.23%
Max Rate	-1%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Mar 3, 2020
Property Address	1203 CARDINAL ST, KILL DEVIL HILLS, NC 27948-8767
Document Number	0002359/32
Book / Page	2359 / 32
Map Reference	MB 2 PG 18
Instrument Date	Mar 3, 2020
Instrument	700074966
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	814 LINDSEY LN, 814, MANTEO, NC 27954-8400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1203 CARDINAL ST, KILL DEVIL HILLS, NC 27948-8767

Mortgage

Document Number	0700074967
Date	Mar 3, 2020
Instrument	700074967

Lender

Name	THOMAS ROSE
Type	Private Party

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,331.00 (+33.58%)	$429,300 (+85.84%) Land $165,400 Building $263,900
2023	$1,745.00	$231,000 Land $83,800 Building $147,200
2020			$429,300 Land $165,400 Building $263,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 190 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	290 units insured incl. 100 condo units
Nearby Flood Claims	22 (2003–2018)
Claims Outside the SFHA	9 of 22
Most Recent Claim	Oct 2018 · Tropical Storm Michael
Claims by Event	Tropical Storm Michael, Oct 2018 · 6 claims Hurricane Matthew, Oct 2016 · 5 claims Hurricane Irene, Aug 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Ripple Fiber, T-Mobile USA.

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