1204 Cardinal St, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 1204 Cardinal St, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,751 sqft · built 2016
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,125,000 (Feb 2023)
Tax Bill	$3,562 (2026)
Deeds & Mortgages	Feb 2023 Sale Apr 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`988312864101`

Property Details

APN / Parcel Number

Primary APN	`988312864101`
Alternative APN	`004458000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,751 sqft Finished Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Lot Area	10,500 sqft (0.241 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	988312864101
Street Address	1204 CARDINAL ST
City	KILL DEVIL HILLS
State	NC
Zip	27948-8766
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: PTS OF 3 & 4 BLK: 30 SEC: PL: 2 SL: 18
Legal Subdivision	KILL DEVIL HILLS REALTY CORP
Legal Block	30
Legal Lot Number	3,4
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1048
Census Tract	970302

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	259 ASHRIDGE LN, NEWPORT NEWS, VA 23602-8310
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2023	Warranty Deed, Transfer
Apr 1, 2021	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
May 10, 2019	Warranty Deed, Transfer
Sep 21, 2017	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2023 · Amount on Record
Deed Sale	Feb 17, 2023 · Amount on Record
Prior Sale	Apr 1, 2021 · Amount on Record
Deed Document Number	2023700126888
Deed Book / Page	2666 / 781
Prior Transfer Date	May 8, 2019
Prior Transfer Doc	002299/803
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Feb 17, 2023
Property Address	1204 CARDINAL ST, KILL DEVIL HILLS, NC 27948-8766
Document Number	002666/781
Book / Page	2666 / 781
Map Reference	FILE 23-2129A
Instrument Date	Feb 15, 2023
Instrument	700126888
Transaction Type	Transfer
Record Updated	Feb 28, 2023

Transaction

Amount	Amount Recorded
Tax	$1,250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	427 APPALOOSA TRL, CHESAPEAKE, VA 23323-1115

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	259 ASHRIDGE LN, NEWPORT NEWS, VA 23602-8310

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Apr 1, 2021
Property Address	1204 CARDINAL ST, KILL DEVIL HILLS, NC 27948-8766
Document Number	002488/361
Book / Page	2488 / 361
Map Reference	MB 2 PG 18
Instrument Date	Mar 22, 2021
Instrument	700096032
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$905.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3446 KESWICK RD, 3446, COBHAM, VA 22947-2601

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1204 CARDINAL ST, KILL DEVIL HILLS, NC 27948-8766

Mortgage

Document Number	0700096033
Date	Apr 1, 2021
Instrument	700096033

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	May 10, 2019
Property Address	1204 CARDINAL ST, KILL DEVIL HILLS, NC 27948-8766
Document Number	002299/803
Book / Page	2299 / 803
Instrument Date	May 8, 2019
Instrument	700064455
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1204 CARDINAL ST, KILL DEVIL HILLS, NC 27948-8766

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Sep 21, 2017
Property Address	1204 CARDINAL ST, KILL DEVIL HILLS, NC 27948-8766
Document Number	002193/392
Book / Page	2193 / 392
Map Reference	MB 2115 PG 600
Instrument Date	Sep 19, 2017
Instrument	700043890
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,736.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3121 MARY HILL CT, 3121, KILL DEVIL HILLS, NC 27948-9345

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3446 KESWICK RD, KESWICK, VA 22947-2601

Mortgage

Document Number	002193/395
Date	Sep 21, 2017
Book Page	2193/395
Instrument	700043891

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,562.00 (+1%)	$655,900 (-) Land $162,900 Building $493,000	$655,900 (-) Land $162,900 Building $493,000
2025	$1,781.00 (+175.7%)	$655,900 (+91.56%) Land $162,900 Building $493,000
2023	$646.00	$342,400 Land $82,500 Building $259,900
2020			$655,900 Land $162,900 Building $493,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 190 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	290 units insured incl. 100 condo units
Nearby Flood Claims	22 (2003–2018)
Claims Outside the SFHA	9 of 22
Most Recent Claim	Oct 2018 · Tropical Storm Michael
Claims by Event	Tropical Storm Michael, Oct 2018 · 6 claims Hurricane Matthew, Oct 2016 · 5 claims Hurricane Irene, Aug 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Ripple Fiber, T-Mobile.

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