1106 Cardinal St, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 1106 Cardinal St, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,082 sqft · built 1981
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,395,070 (Jun 2026)
Tax Bill	$2,163 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2007 Transfer
Flood Zone	Zone X (minimal risk)
APN	`988312862375`

Property Details

APN / Parcel Number

Primary APN	`988312862375`
Alternative APN	`004451000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,082 sqft Heated Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Traditional
Exterior Material	Other
Roof Type	Gable
Lot Area	10,500 sqft (0.241 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	988312862375
Street Address	1106 CARDINAL ST
City	KILL DEVIL HILLS
State	NC
Zip	27948-8911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 1 BLK: 29 SEC: PL: 2 SL: 18
Legal Subdivision	KILL DEVIL HILLS REALTY CORP
Legal Block	29
Legal Lot Number	1
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1050
Census Tract	970302

Owner

Source: Dare County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1106 CARDINAL ST, KILL DEVIL HILLS, NC 27948-8911
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
May 30, 2007	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2026 · Amount on Record
Deed Sale	Jun 18, 2026 · Amount on Record
Deed Document Number	2026700160882
Deed Book / Page	2856 / 963
Prior Transfer Date	Jun 1, 2012
Prior Transfer Doc	0006313362
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Jun 18, 2026
Property Address	1106 CARDINAL ST, KILL DEVIL HILLS, NC 27948-8911
Document Number	0700160882
Book / Page	2856 / 963
Instrument Date	Jun 10, 2026
Instrument	2026700160882
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$483,804.14
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1106 CARDINAL ST, KILL DEVIL HILLS, NC 27948-8911

Mortgage

Document Number	0700160883,
Date	Jun 18, 2026
Book Page	2856/966
Instrument	2026700160883

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

May 2007: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DARE NC
Recording Date	May 30, 2007
Property Address	1106 CARDINAL ST, KILL DEVIL HILLS, NC 27948-8911
Document Number	001731/167
Book / Page	1731 / 167
Map Reference	MB2 PG18
Instrument Date	May 14, 2007
Instrument	6221273
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 764, SUFFOLK, VA 23439-0764

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 764, SUFFOLK, VA 23439-0764

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,163.00 (+14.44%)	$398,300 (+59.19%) Land $183,800 Building $214,500
2023	$1,890.00	$250,200 Land $89,300 Building $160,900
2020			$398,300 Land $183,800 Building $214,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 190 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	290 units insured incl. 100 condo units
Nearby Flood Claims	22 (2003–2018)
Claims Outside the SFHA	9 of 22
Most Recent Claim	Oct 2018 · Tropical Storm Michael
Claims by Event	Tropical Storm Michael, Oct 2018 · 6 claims Hurricane Matthew, Oct 2016 · 5 claims Hurricane Irene, Aug 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Ripple Fiber, T-Mobile.

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